PCPI vs SCHD
PIMCO Inflation PLUS Active Exchange-Traded Fund vs Schwab US Dividend Equity ETF
Which is better, PCPI or SCHD?
Inflation Protection against Large Cap Value.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PCPI | SCHD |
|---|---|---|
| Expense Ratio | 0.25% | 0.06%Best |
| AUM | $114M | $108.9B |
| Dividend Yield | 1.85% | 3.00% |
| Holdings | 20 | 206 |
| YTD Return | +2.32% | +20.89%Best |
| 1Y Return | - | +23.87% |
| 3Y Return (annualized) | - | +16.42% |
| 5Y Return (annualized) | - | +9.40% |
| Top 10 Weight | - | 41.8% |
| Fund Family | PIMCO (US) | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Inflation Protection | Large Cap Value |
| Inception | Mar 31, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PCPI vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PCPI vs SCHD Performance
PIMCO Inflation PLUS Active Exchange-Traded Fund (PCPI) is an ETF from PIMCO (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, PCPI is up 2.32% versus a gain of 20.89% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
PCPI charges 0.25% per year while SCHD charges 0.06%. On a $10,000 position that is $25 vs $6 annually, a gap of $19 per year that compounds over a long holding period. On income, PCPI currently yields 1.85% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 6 holdings in PCPI and 99 in SCHD, totalling 99.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 6 positions we hold weights for in PCPI and 99 in SCHD, against full books of 20 and 206.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for PCPI (99.9% of the fund), and 5 for PCPI that do not appear in SCHD (99.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of PCPI and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PCPI or SCHD?
PCPI has an expense ratio of 0.25% while SCHD charges 0.06%. SCHD is the cheaper option, by $19 a year on a $10,000 investment.
Which pays a higher dividend, PCPI or SCHD?
PCPI yields 1.85% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PCPI?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.