PJFG vs SCHD
PGIM Jennison Focused Growth ETF vs Schwab US Dividend Equity ETF
Which is better, PJFG or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. PJFG led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 61.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PJFG | SCHD |
|---|---|---|
| Expense Ratio | 0.75% | 0.06%Best |
| AUM | $138M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 41 | 103 |
| YTD Return | +4.93% | +24.59%Best |
| 1Y Return | +7.35% | +28.14%Best |
| 3Y Return (annualized) | +20.58%Best | +15.58% |
| 5Y Return (annualized) | - | +9.90% |
| Volatility (annualized) | 18.4% | 13.1%Best |
| Max Drawdown | -24.2% | -16.1%Best |
| $10,000 over 3.7 years | $22,908Best | $14,979 |
| Top 10 Weight | 61.3% | 41.8%Best |
| Fund Family | PGIM Investments | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Dec 12, 2022 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Dec 14, 2022 to Sep 10, 2026 (3.7 years).
PJFG vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.7 years both funds cover.
PJFG vs SCHD Performance
PGIM Jennison Focused Growth ETF (PJFG) is an ETF from PGIM Investments and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PJFG returned +7.35% while SCHD returned +28.14%. Year to date, PJFG is up 4.93% versus a gain of 24.59% for SCHD.
Over three years, PJFG compounded at +20.58% per year against +15.58% for SCHD. Across the full 4-year window we track, PJFG has the edge at +25.11% annualized vs +11.54%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PJFG has been the more volatile fund, with annualized monthly volatility of 18.4% compared with 13.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.2% for PJFG and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.18. They move largely independently of each other.
Fees and Cost Over Time
PJFG charges 0.75% per year while SCHD charges 0.06%. On a $10,000 position that is $75 vs $6 annually, a gap of $69 per year that compounds over a long holding period. On income, PJFG currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 37 holdings in PJFG and 100 in SCHD, totalling 99.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 37 positions we hold weights for in PJFG and 100 in SCHD, against full books of 41 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for PJFG (99.9% of the fund), and 35 for PJFG that do not appear in SCHD (96.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of PJFG and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PJFG or SCHD?
PJFG has an expense ratio of 0.75% while SCHD charges 0.06%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, PJFG or SCHD?
Over the past year PJFG returned +7.35% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), PJFG annualized +25.11% vs +11.54% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PJFG or SCHD?
PJFG has been the more volatile fund at 18.4% annualized versus 13.1% for SCHD. Worst drawdown: PJFG -24.2% vs SCHD -16.1%.
Should I hold both PJFG and SCHD?
PJFG and SCHD have a monthly-return correlation of 0.18, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PJFG or SCHD?
PJFG yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PJFG?
SCHD has a lower expense ratio. PJFG led over 3Y and the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 61.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.