PJFG vs VTI
PGIM Jennison Focused Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PJFG or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. PJFG led over 3Y and the full window, VTI over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 61.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PJFG | VTI |
|---|---|---|
| Expense Ratio | 0.75% | 0.03%Best |
| AUM | $144M | $690.1B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 78 | 3,524 |
| YTD Return | +12.45% | +14.72%Best |
| 1Y Return | +11.95% | +16.82%Best |
| 3Y Return (annualized) | +24.81%Best | +22.93% |
| 5Y Return (annualized) | - | +12.78% |
| Volatility (annualized) | 18.1% | 12.8%Best |
| Max Drawdown | -24.2% | -19.3%Best |
| $10,000 over 3.8 years | $24,704Best | $20,171 |
| Top 10 Weight | 61.0% | 33.3%Best |
| Fund Family | PGIM Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Dec 12, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Dec 14, 2022 to Oct 6, 2026 (3.8 years).
PJFG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.8 years both funds cover.
PJFG vs VTI Performance
PGIM Jennison Focused Growth ETF (PJFG) is an ETF from PGIM Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PJFG returned +11.95% while VTI returned +16.82%. Year to date, PJFG is up 12.45% versus a gain of 14.72% for VTI.
Over three years, PJFG compounded at +24.81% per year against +22.93% for VTI. Across the full 4-year window we track, PJFG has the edge at +26.87% annualized vs +20.28%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PJFG has been the more volatile fund, with annualized monthly volatility of 18.1% compared with 12.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.2% for PJFG and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PJFG charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, PJFG currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
93.8% of PJFG's money is in holdings VTI also owns. 38.6% of VTI's money is in holdings PJFG also owns.
Most of PJFG is already inside VTI. Owning both mostly buys the same companies twice.
33 positions in common, counted across the 37 positions we hold weights for in PJFG and 3,463 in VTI, against full books of 78 and 3,524.
What only one of them owns
Our book lists 1,118 positions for VTI that do not appear in our book for PJFG (58.9% of the fund), and 2 for PJFG that do not appear in VTI (2.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PJFG | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 11.88% | 6.40% | 5.48% |
| AAPLApple, Inc | 7.64% | 6.29% | 1.35% |
| GOOGLAlphabet Inc,class A | 9.31% | 2.90% | 6.41% |
| MSFTMicrosoft Corp | 5.93% | 4.79% | 1.14% |
| AMZNAmazon.Com Inc | 5.80% | 3.65% | 2.15% |
| AVGOBroadcom Inc | 4.89% | 2.56% | 2.33% |
| LLYEli Lilly & Co. | 4.34% | 1.35% | 2.99% |
| METAMeta Platforms Inc | 3.56% | 1.70% | 1.86% |
| AMDAdvanced Micro Devices Inc | 3.84% | 1.08% | 2.76% |
| MAMastercard Inc | 3.79% | 0.63% | 3.16% |
93.8% of PJFG is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PJFG or VTI?
PJFG has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option, by $72 a year on a $10,000 investment.
Which performed better, PJFG or VTI?
Over the past year PJFG returned +11.95% vs +16.82% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), PJFG annualized +26.87% vs +20.28% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PJFG or VTI?
PJFG has been the more volatile fund at 18.1% annualized versus 12.8% for VTI. Worst drawdown: PJFG -24.2% vs VTI -19.3%.
Should I hold both PJFG and VTI?
PJFG and VTI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PJFG and VTI?
93.8% of PJFG's money is in holdings VTI also owns. 38.6% of VTI's is in holdings PJFG also owns. They hold 33 positions in common, counted across the 37 positions we hold weights for in PJFG and 3,463 in VTI.
Which pays a higher dividend, PJFG or VTI?
PJFG yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PJFG?
VTI has a lower expense ratio. PJFG led over 3Y and the full window, VTI over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 61.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.