PJFG vs VTI
PGIM Jennison Focused Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | PJFG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.75% | 0.03% | |
| AUM | $143M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 35 | 3,543 | |
| YTD Return | +5.80% | +13.14% | |
| 1Y Return | +12.65% | +22.35% | |
| 3Y Return (annualized) | +22.67% | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 18.5% | 15.3% | |
| Max Drawdown | -24.2% | -56.6% | |
| Fund Family | PGIM Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 12, 2022 | May 24, 2001 |
PJFG vs VTI Performance
PGIM Jennison Focused Growth ETF (PJFG) is a ETF from PGIM Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PJFG returned +12.65% while VTI returned +22.35%. Year to date, PJFG is up 5.80% versus a gain of 13.14% for VTI.
Over three years, PJFG compounded at +22.67% per year against +21.83% for VTI. Across the full 4-year window we track, PJFG has the edge at +25.81% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PJFG has been the more volatile fund, with annualized monthly volatility of 18.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.2% for PJFG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PJFG charges 0.75% per year while VTI charges 0.03%. On a $10,000 position that is $75 vs $3 annually, a gap of $72 per year that compounds over a long holding period. On income, PJFG currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
PJFG and VTI share 33 holdings out of 2791 unique holdings combined, representing a 37.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PJFG or VTI?
PJFG has an expense ratio of 0.75% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, PJFG or VTI?
Over the past year PJFG returned +12.65% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), PJFG annualized +25.81% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, PJFG or VTI?
PJFG has been the more volatile fund at 18.5% annualized versus 15.3% for VTI. Worst drawdown: PJFG -24.2% vs VTI -56.6%.
Should I hold both PJFG and VTI?
PJFG and VTI have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PJFG and VTI?
PJFG and VTI share 33 common holdings with a 37.5% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, PJFG or VTI?
PJFG yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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