PMAP vs QQQ
PGIM S&P 500 Max Buffer ETF - April vs Invesco QQQ Trust, Series 1
Which is better, PMAP or QQQ?
Large Cap Blend against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PMAP | QQQ |
|---|---|---|
| Expense Ratio | 0.50% | 0.18%Best |
| AUM | $5M | $483.5B |
| Dividend Yield | 0.00% | 0.44% |
| Holdings | 7 | 107 |
| YTD Return | +4.50% | +17.95%Best |
| 1Y Return | +6.08% | +21.77%Best |
| 3Y Return (annualized) | - | +25.63% |
| 5Y Return (annualized) | - | +15.24% |
| Volatility (annualized) | 1.2%Best | 19.7% |
| Max Drawdown | -1.8%Best | -12.6% |
| $10,000 over 1.5 years | $11,042 | $15,512Best |
| Fund Family | PGIM Investments | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | Mar 31, 2025 | Mar 10, 1999 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Apr 1, 2025 to Sep 18, 2026 (1.5 years).
PMAP vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
PMAP vs QQQ Performance
PGIM S&P 500 Max Buffer ETF - April (PMAP) is an ETF from PGIM Investments and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year PMAP returned +6.08% while QQQ returned +21.77%. Year to date, PMAP is up 4.50% versus a gain of 17.95% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 19.7% compared with 1.2% for PMAP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.8% for PMAP and -12.6% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PMAP charges 0.50% per year while QQQ charges 0.18%. On a $10,000 position that is $50 vs $18 annually, a gap of $32 per year that compounds over a long holding period. On income, PMAP currently yields 0.00% against 0.44% for QQQ.
You are not choosing between two funds in isolation.
Whichever of PMAP and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PMAP or QQQ?
PMAP has an expense ratio of 0.50% while QQQ charges 0.18%. QQQ is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, PMAP or QQQ?
Over the past year PMAP returned +6.08% vs +21.77% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), PMAP annualized +6.83% vs +34.00% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PMAP or QQQ?
QQQ has been the more volatile fund at 19.7% annualized versus 1.2% for PMAP. Worst drawdown: PMAP -1.8% vs QQQ -12.6%.
Should I hold both PMAP and QQQ?
PMAP and QQQ have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PMAP or QQQ?
PMAP yields 0.00% while QQQ yields 0.44%, so QQQ currently pays the higher dividend yield.
Is QQQ better than PMAP?
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.