PMAP vs VOO

PMAP vs VOO

Which is better, PMAP or VOO?

VOO has been ahead.

VOO has a lower expense ratio. VOO led over 1Y and the full window.

Lower Fees: VOOHigher Returns: VOO

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPMAPVOO
Expense Ratio0.50%0.03%Best
AUM$5M$997.4B
Dividend Yield0.00%1.04%
Holdings7509
YTD Return+4.50%+12.37%Best
1Y Return+6.08%+16.61%Best
3Y Return (annualized)-+21.37%
5Y Return (annualized)-+13.49%
Volatility (annualized)1.2%Best12.2%
Max Drawdown-1.8%Best-12.0%
$10,000 over 1.5 years$11,042$13,917Best
Fund FamilyPGIM InvestmentsVanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMar 31, 2025Sep 7, 2010

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Apr 1, 2025 to Sep 18, 2026 (1.5 years).

PMAP vs VOO growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.

PMAP vs VOO Performance

PGIM S&P 500 Max Buffer ETF - April (PMAP) is an ETF from PGIM Investments and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year PMAP returned +6.08% while VOO returned +16.61%. Year to date, PMAP is up 4.50% versus a gain of 12.37% for VOO.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 12.2% compared with 1.2% for PMAP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.8% for PMAP and -12.0% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PMAP charges 0.50% per year while VOO charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, PMAP currently yields 0.00% against 1.04% for VOO.

You are not choosing between two funds in isolation.

Whichever of PMAP and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PMAPVOO

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Frequently Asked Questions

Which is cheaper, PMAP or VOO?

PMAP has an expense ratio of 0.50% while VOO charges 0.03%. VOO is the cheaper option, by $47 a year on a $10,000 investment.

Which performed better, PMAP or VOO?

Over the past year PMAP returned +6.08% vs +16.61% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), PMAP annualized +6.83% vs +24.65% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PMAP or VOO?

VOO has been the more volatile fund at 12.2% annualized versus 1.2% for PMAP. Worst drawdown: PMAP -1.8% vs VOO -12.0%.

Should I hold both PMAP and VOO?

PMAP and VOO have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, PMAP or VOO?

PMAP yields 0.00% while VOO yields 1.04%, so VOO currently pays the higher dividend yield.

Is VOO better than PMAP?

VOO has a lower expense ratio. VOO led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.