PRTO vs SCHD
RCN Pareto Strategic Allocation ETF vs Schwab US Dividend Equity ETF
Which is better, PRTO or SCHD?
Tactical Allocation against Large Cap Value.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 90.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PRTO | SCHD |
|---|---|---|
| Expense Ratio | 0.82% | 0.06%Best |
| AUM | $17M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 20 | 103 |
| YTD Return | +8.59% | +25.84%Best |
| 1Y Return | - | +30.18% |
| 3Y Return (annualized) | - | +16.08% |
| 5Y Return (annualized) | - | +9.97% |
| Top 10 Weight | 90.7% | 41.8%Best |
| Fund Family | RCN Wealth Advisors, Inc. | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Tactical Allocation | Large Cap Value |
| Inception | Mar 24, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
PRTO vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
PRTO vs SCHD Performance
RCN Pareto Strategic Allocation ETF (PRTO) is an ETF from RCN Wealth Advisors, Inc. and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, PRTO is up 8.59% versus a gain of 25.84% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
PRTO charges 0.82% per year while SCHD charges 0.06%. On a $10,000 position that is $82 vs $6 annually, a gap of $76 per year that compounds over a long holding period. On income, PRTO currently yields 0.00% against 3.00% for SCHD.
Holdings Overlap
2.6% of PRTO's money is in holdings SCHD also owns. 5.9% of SCHD's money is in holdings PRTO also owns.
SCHD and PRTO share little of their money.
2 positions in common, counted across the 19 positions we hold weights for in PRTO and 100 in SCHD, against full books of 20 and 103.
What only one of them owns
Measured across the 19 and 100 positions we hold weights for.
SCHD holds 97 positions PRTO does not, 94.0% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, KO 4.17%, CVX 4.02%
You are not choosing between two funds in isolation.
Whichever of PRTO and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PRTO or SCHD?
PRTO has an expense ratio of 0.82% while SCHD charges 0.06%. SCHD is the cheaper option, by $76 a year on a $10,000 investment.
What is the holdings overlap between PRTO and SCHD?
5.9% of SCHD's money is in holdings PRTO also owns. 5.9% of SCHD's is in holdings PRTO also owns. They hold 2 positions in common, counted across the 19 positions we hold weights for in PRTO and 100 in SCHD.
Which pays a higher dividend, PRTO or SCHD?
PRTO yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PRTO?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 90.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.