PRTO vs SPY

PRTO vs SPY

Which is better, PRTO or SPY?

Tactical Allocation against Large Cap Blend.

SPY has a lower expense ratio. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 90.7%.

Lower Fees: SPYLess Concentrated: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPRTOSPY
Expense Ratio0.82%0.09%Best
AUM$17M$804.7B
Dividend Yield0.00%0.98%
Holdings20505
YTD Return+8.59%+11.45%Best
1Y Return-+15.87%
3Y Return (annualized)-+20.93%
5Y Return (annualized)-+12.59%
Top 10 Weight90.7%37.8%Best
Fund FamilyRCN Wealth Advisors, Inc.State Street Investment Management
CategoryAllocation/BalancedEquity
StyleTactical AllocationLarge Cap Blend
InceptionMar 24, 2026Jan 22, 1993

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.

PRTO vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

PRTO vs SPY Performance

RCN Pareto Strategic Allocation ETF (PRTO) is an ETF from RCN Wealth Advisors, Inc. and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Year to date, PRTO is up 8.59% versus a gain of 11.45% for SPY.

Past performance does not guarantee future results.

Fees and Cost Over Time

PRTO charges 0.82% per year while SPY charges 0.09%. On a $10,000 position that is $82 vs $9 annually, a gap of $73 per year that compounds over a long holding period. On income, PRTO currently yields 0.00% against 0.98% for SPY.

Holdings Overlap

PRTO already in SPY4.5%
SPY already in PRTO0.9%

4.5% of PRTO's money is in holdings SPY also owns. 0.9% of SPY's money is in holdings PRTO also owns.

PRTO and SPY share little of their money.

4 positions in common, counted across the 19 positions we hold weights for in PRTO and 504 in SPY, against full books of 20 and 505.

What only one of them owns

Measured across the 19 and 504 positions we hold weights for.

SPY holds 493 positions PRTO does not, 98.4% of the fund.

Largest: NVDA 8.01%, AAPL 7.26%, MSFT 5.66%, AMZN 3.79%, GOOGL 2.99%

Top Shared Holdings

StockWeight in PRTOWeight in SPYDifference
LMTLockheed Martin Corp1.67%0.17%1.50%
TXNTexas Instrument Inc0.89%0.35%0.54%
EQTEQT Corp.1.16%0.05%1.11%
LINLinde Plc Ordinary Shares0.73%0.34%0.39%

You are not choosing between two funds in isolation.

Whichever of PRTO and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

PRTOSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PRTO or SPY?

PRTO has an expense ratio of 0.82% while SPY charges 0.09%. SPY is the cheaper option, by $73 a year on a $10,000 investment.

What is the holdings overlap between PRTO and SPY?

4.5% of PRTO's money is in holdings SPY also owns. 0.9% of SPY's is in holdings PRTO also owns. They hold 4 positions in common, counted across the 19 positions we hold weights for in PRTO and 504 in SPY.

Which pays a higher dividend, PRTO or SPY?

PRTO yields 0.00% while SPY yields 0.98%, so SPY currently pays the higher dividend yield.

Is SPY better than PRTO?

SPY has a lower expense ratio. SPY is less concentrated, with 37.8% of the fund in its ten largest positions against 90.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.