PSCF vs VTI
Invesco S&P SmallCap Financials ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PSCF or VTI?
Small Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. PSCF is less concentrated, with 15.2% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSCF | VTI |
|---|---|---|
| Expense Ratio | 0.29% | 0.03%Best |
| AUM | $30M | $666.9B |
| Dividend Yield | 2.16% | 1.03% |
| Holdings | 168 | 3,543 |
| YTD Return | +6.41% | +11.95%Best |
| 1Y Return | +7.58% | +15.05%Best |
| 3Y Return (annualized) | +16.72% | +22.32%Best |
| 5Y Return (annualized) | +3.37% | +12.50%Best |
| Volatility (annualized) | 19.6% | 14.9%Best |
| Max Drawdown | -49.9% | -35.0%Best |
| $10,000 over 5 years | $11,802 | $18,020Best |
| Top 10 Weight | 15.2%Best | 33.3% |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Blend |
| Inception | Apr 7, 2010 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Apr 7, 2010 to Sep 30, 2026 (16.5 years).
PSCF vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16.5 years both funds cover.
PSCF vs VTI Performance
Invesco S&P SmallCap Financials ETF (PSCF) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PSCF returned +7.58% while VTI returned +15.05%. Year to date, PSCF is up 6.41% versus a gain of 11.95% for VTI.
Over three years, PSCF compounded at +16.72% per year against +22.32% for VTI; over five years the annualized figures are +3.37% and +12.50% respectively. Across the full 17-year window we track, VTI has the edge at +12.22% annualized vs +6.27%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSCF has been the more volatile fund, with annualized monthly volatility of 19.6% compared with 14.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -49.9% for PSCF and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PSCF charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, PSCF currently yields 2.16% against 1.03% for VTI.
Holdings Overlap
99.8% of PSCF's money is in holdings VTI also owns. 0.4% of VTI's money is in holdings PSCF also owns.
Most of PSCF is already inside VTI. Owning both mostly buys the same companies twice.
161 positions in common, counted across the 163 positions we hold weights for in PSCF and 3,463 in VTI, against full books of 168 and 3,543.
What only one of them owns
Our book lists 1,108 positions for VTI that do not appear in our book for PSCF (97.0% of the fund), and 2 for PSCF that do not appear in VTI (0.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PSCF | Weight in VTI | Difference |
|---|---|---|---|
| JXNJackson Financial Inc USD | 2.03% | 0.01% | 2.02% |
| RHPRyman Healthcare Limited | 1.88% | 0.01% | 1.87% |
| LNCLincoln National Corp. | 1.58% | 0.01% | 1.57% |
| SNEXStonex Group Inc | 1.58% | 0.01% | 1.57% |
| TRNOTerreno Realty Corp | 1.53% | 0.01% | 1.52% |
| MACThe Macerich Company | 1.46% | 0.01% | 1.45% |
| EPRTEssential Properties Realty Trust Inc | 1.41% | 0.01% | 1.40% |
| MKTXMarketaxess Holdings Inc?.? | 1.27% | 0.01% | 1.26% |
| AUBAtlantic Union Bankshares Corp. | 1.26% | 0.01% | 1.25% |
| ENVAEnova International Inc. (usd) | 1.23% | 0.01% | 1.22% |
99.8% of PSCF is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSCF or VTI?
PSCF has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option, by $26 a year on a $10,000 investment.
Which performed better, PSCF or VTI?
Over the past year PSCF returned +7.58% vs +15.05% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (17 years), PSCF annualized +6.27% vs +12.22% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSCF or VTI?
PSCF has been the more volatile fund at 19.6% annualized versus 14.9% for VTI. Worst drawdown: PSCF -49.9% vs VTI -35.0%.
Should I hold both PSCF and VTI?
PSCF and VTI have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PSCF and VTI?
99.8% of PSCF's money is in holdings VTI also owns. 0.4% of VTI's is in holdings PSCF also owns. They hold 161 positions in common, counted across the 163 positions we hold weights for in PSCF and 3,463 in VTI.
Which pays a higher dividend, PSCF or VTI?
PSCF yields 2.16% while VTI yields 1.03%, so PSCF currently pays the higher dividend yield.
Is VTI better than PSCF?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. PSCF is less concentrated, with 15.2% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.