PSCF vs VTI
Invesco S&P SmallCap Financials ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PSCF or VTI?
Small Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSCF | VTI |
|---|---|---|
| Expense Ratio | 0.29% | 0.03%Best |
| AUM | $31M | $666.9B |
| Dividend Yield | 2.12% | 1.07% |
| Holdings | 168 | 3,543 |
| YTD Return | +17.01%Best | +13.59% |
| 1Y Return | +15.13% | +20.00%Best |
| 3Y Return (annualized) | +18.06% | +20.95%Best |
| 5Y Return (annualized) | +5.66% | +11.81%Best |
| Volatility (annualized) | 19.5% | 14.9%Best |
| Max Drawdown | -49.9% | -35.0%Best |
| $10,000 over 5 years | $13,169 | $17,474Best |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Small Cap Blend | Large Cap Blend |
| Inception | Apr 7, 2010 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 7, 2010 to Sep 4, 2026 (16.4 years).
PSCF vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16.4 years both funds cover.
PSCF vs VTI Performance
Invesco S&P SmallCap Financials ETF (PSCF) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PSCF returned +15.13% while VTI returned +20.00%. Year to date, PSCF is up 17.01% versus a gain of 13.59% for VTI.
Over three years, PSCF compounded at +18.06% per year against +20.95% for VTI; over five years the annualized figures are +5.66% and +11.81% respectively. Across the full 16-year window we track, VTI has the edge at +12.37% annualized vs +6.92%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSCF has been the more volatile fund, with annualized monthly volatility of 19.5% compared with 14.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -49.9% for PSCF and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PSCF charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, PSCF currently yields 2.12% against 1.07% for VTI.
Holdings Overlap
At least 82.3% of PSCF's money is in holdings VTI also owns.
Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of PSCF is already inside VTI. Owning both mostly buys the same companies twice.
130 positions in common, counted across the 163 positions we hold weights for in PSCF and 2,788 in VTI, against full books of 168 and 3,543.
Top Shared Holdings
| Stock | Weight in PSCF | Weight in VTI | Difference |
|---|---|---|---|
| RHPRyman Hospitality Properties,Inc | 1.71% | 0.01% | 1.70% |
| LNCLincoln National Corp. | 1.69% | 0.00% | 1.69% |
| SNEXStonex Group Inc | 1.68% | 0.01% | 1.67% |
| TRNOTerreno Realty Corp. | 1.58% | 0.00% | 1.58% |
| MACMacerich Co. (The) | 1.53% | 0.00% | 1.53% |
| EPRTEssential Properties Realty Trust Inc | 1.40% | 0.00% | 1.40% |
| AUBAtlantic Union Bankshares Corp Common Stock USD 1.33 | 1.31% | 0.00% | 1.31% |
| AXAxos Financial, Inc. | 1.26% | 0.00% | 1.26% |
| MKTXMarketaxess Holdings Inc?.? | 1.22% | 0.00% | 1.22% |
| RITMRithm Capital Corp. | 1.21% | 0.00% | 1.21% |
82.3% of PSCF is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSCF or VTI?
PSCF has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option, by $26 a year on a $10,000 investment.
Which performed better, PSCF or VTI?
Over the past year PSCF returned +15.13% vs +20.00% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (16 years), PSCF annualized +6.92% vs +12.37% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSCF or VTI?
PSCF has been the more volatile fund at 19.5% annualized versus 14.9% for VTI. Worst drawdown: PSCF -49.9% vs VTI -35.0%.
Should I hold both PSCF and VTI?
PSCF and VTI have a monthly-return correlation of 0.79, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PSCF and VTI?
At least 82.3% of PSCF's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 130 positions in common, counted across the 163 positions we hold weights for in PSCF and 2,788 in VTI.
Which pays a higher dividend, PSCF or VTI?
PSCF yields 2.12% while VTI yields 1.07%, so PSCF currently pays the higher dividend yield.
Is VTI better than PSCF?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.