PSCI vs VTI

PSCI vs VTI

Which is better, PSCI or VTI?

Small Cap Growth against Large Cap Blend.

VTI has a lower expense ratio. PSCI led over 5Y and the full window, VTI over 1Y and 3Y. PSCI is less concentrated, with 23.0% of the fund in its ten largest positions against 33.3%.

Lower Fees: VTIHigher Returns: splitLess Concentrated: PSCI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricPSCIVTI
Expense Ratio0.29%0.03%Best
AUM$176M$666.9B
Dividend Yield1.24%1.03%
Holdings903,543
YTD Return+7.68%+12.30%Best
1Y Return+9.52%+16.08%Best
3Y Return (annualized)+18.61%+21.01%Best
5Y Return (annualized)+14.07%Best+12.36%
Volatility (annualized)21.6%14.9%Best
Max Drawdown-46.3%-35.0%Best
$10,000 over 5 years$19,313Best$17,908
Top 10 Weight23.0%Best33.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleSmall Cap GrowthLarge Cap Blend
InceptionApr 7, 2010May 24, 2001

Volatility and max drawdown are measured over the window both funds cover: Apr 7, 2010 to Sep 18, 2026 (16.4 years).

PSCI vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16.4 years both funds cover.

PSCI vs VTI Performance

Invesco S&P SmallCap Industrials ETF (PSCI) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PSCI returned +9.52% while VTI returned +16.08%. Year to date, PSCI is up 7.68% versus a gain of 12.30% for VTI.

Over three years, PSCI compounded at +18.61% per year against +21.01% for VTI; over five years the annualized figures are +14.07% and +12.36% respectively. Across the full 16-year window we track, PSCI has the edge at +12.33% annualized vs +12.26%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PSCI has been the more volatile fund, with annualized monthly volatility of 21.6% compared with 14.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -46.3% for PSCI and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PSCI charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, PSCI currently yields 1.24% against 1.03% for VTI.

Holdings Overlap

PSCI already in VTI100.0%
VTI already in PSCI0.4%

100.0% of PSCI's money is in holdings VTI also owns. 0.4% of VTI's money is in holdings PSCI also owns.

Most of PSCI is already inside VTI. Owning both mostly buys the same companies twice.

93 positions in common, counted across the 94 positions we hold weights for in PSCI and 3,463 in VTI, against full books of 90 and 3,543.

What only one of them owns

Measured across the 94 and 3,463 positions we hold weights for.

VTI holds 1,108 positions PSCI does not, 97.0% of the fund.

Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%

Top Shared Holdings

StockWeight in PSCIWeight in VTIDifference
PAYCPaycom Software Inc .3.18%0.01%3.17%
AWIArmstrong World Industries Inc2.36%0.01%2.35%
ACAArcosa Inc2.29%0.01%2.28%
FSSFederal Signal Corp2.29%0.01%2.28%
ZWSZurn Elkay Water Solutions2.28%0.01%2.27%
ESEEsco Technologies Inc2.27%0.01%2.26%
MATXMatson Inc2.18%0.01%2.17%
GTESGates Industrial Corporation Plc Ordinary Shares2.08%0.01%2.07%
LYFTLyft Inc. Class A2.06%0.01%2.05%
NPOEnpro Industries Inc2.01%0.01%2.00%

100.0% of PSCI is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

PSCIVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, PSCI or VTI?

PSCI has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option, by $26 a year on a $10,000 investment.

Which performed better, PSCI or VTI?

Over the past year PSCI returned +9.52% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (16 years), PSCI annualized +12.33% vs +12.26% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, PSCI or VTI?

PSCI has been the more volatile fund at 21.6% annualized versus 14.9% for VTI. Worst drawdown: PSCI -46.3% vs VTI -35.0%.

Should I hold both PSCI and VTI?

PSCI and VTI have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between PSCI and VTI?

100.0% of PSCI's money is in holdings VTI also owns. 0.4% of VTI's is in holdings PSCI also owns. They hold 93 positions in common, counted across the 94 positions we hold weights for in PSCI and 3,463 in VTI.

Which pays a higher dividend, PSCI or VTI?

PSCI yields 1.24% while VTI yields 1.03%, so PSCI currently pays the higher dividend yield.

Is VTI better than PSCI?

VTI has a lower expense ratio. PSCI led over 5Y and the full window, VTI over 1Y and 3Y. PSCI is less concentrated, with 23.0% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.