PSCI vs VTI

PSCI vs VTI
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Quick Verdict

VTI has a lower expense ratio. PSCI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: PSCIMore Diversified: VTI

Side-by-Side Comparison

MetricPSCIVTIWinner
Expense Ratio0.29%0.03%
AUM$193M$666.9B
Dividend Yield1.21%1.07%
Holdings903,543
YTD Return+15.95%+12.65%
1Y Return+23.84%+21.39%
3Y Return (annualized)+21.33%+21.54%
5Y Return (annualized)+14.95%+12.11%
Volatility (annualized)21.6%15.3%
Max Drawdown-46.3%-56.6%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
InceptionApr 7, 2010May 24, 2001

PSCI vs VTI Performance

Invesco S&P SmallCap Industrials ETF (PSCI) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PSCI returned +23.84% while VTI returned +21.39%. Year to date, PSCI is up 15.95% versus a gain of 12.65% for VTI.

Over three years, PSCI compounded at +21.33% per year against +21.54% for VTI; over five years the annualized figures are +14.95% and +12.11% respectively. Across the full 16-year window we track, PSCI has the edge at +12.90% annualized vs +8.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

PSCI has been the more volatile fund, with annualized monthly volatility of 21.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -46.3% for PSCI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

PSCI charges 0.29% per year while VTI charges 0.03%. On a $10,000 position that is $29 vs $3 annually, a gap of $26 per year that compounds over a long holding period. On income, PSCI currently yields 1.21% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

PSCI and VTI share 67 holdings out of 2808 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in PSCIWeight in VTIDifference
ESE2.86%0.01%2.85%
ECG2.61%0.01%2.60%
POWL2.55%0.01%2.54%
MYRGProProPro
ZWSProProPro
JBTMProProPro
GTESProProPro
ACAProProPro
GVAProProPro
AWIProProPro
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Frequently Asked Questions

Which is cheaper, PSCI or VTI?

PSCI has an expense ratio of 0.29% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, PSCI or VTI?

Over the past year PSCI returned +23.84% vs +21.39% for VTI, so PSCI leads on 1-year performance. Over the longest common window we track (16 years), PSCI annualized +12.90% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, PSCI or VTI?

PSCI has been the more volatile fund at 21.6% annualized versus 15.3% for VTI. Worst drawdown: PSCI -46.3% vs VTI -56.6%.

Should I hold both PSCI and VTI?

PSCI and VTI have a monthly-return correlation of 0.87, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between PSCI and VTI?

PSCI and VTI share 67 common holdings with a 0.1% weight overlap. Combined, they hold 2808 unique securities.

Which pays a higher dividend, PSCI or VTI?

PSCI yields 1.21% while VTI yields 1.07%, so PSCI currently pays the higher dividend yield.

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