PSCT vs SCHD
Invesco S&P SmallCap Information Technology ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. PSCT delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | PSCT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.06% | |
| AUM | $493M | $103.7B | |
| Dividend Yield | 0.00% | 3.31% | |
| Holdings | 73 | 104 | |
| YTD Return | +43.76% | +24.26% | |
| 1Y Return | +82.53% | +31.38% | |
| 3Y Return (annualized) | +21.20% | +15.08% | |
| 5Y Return (annualized) | +11.76% | +9.72% | |
| Volatility (annualized) | 22.6% | 13.6% | |
| Max Drawdown | -40.4% | -33.4% | |
| Fund Family | Invesco (US) | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 7, 2010 | Oct 20, 2011 |
PSCT vs SCHD Performance
Invesco S&P SmallCap Information Technology ETF (PSCT) is a ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year PSCT returned +82.53% while SCHD returned +31.38%. Year to date, PSCT is up 43.76% versus a gain of 24.26% for SCHD.
Over three years, PSCT compounded at +21.20% per year against +15.08% for SCHD; over five years the annualized figures are +11.76% and +9.72% respectively. Across the full 15-year window we track, PSCT has the edge at +15.20% annualized vs +11.39%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSCT has been the more volatile fund, with annualized monthly volatility of 22.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -40.4% for PSCT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PSCT charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, PSCT currently yields 0.00% against 3.31% for SCHD.
Holdings Overlap
PSCT and SCHD share 0 holdings out of 169 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PSCT or SCHD?
PSCT has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $23 per year of difference.
Which performed better, PSCT or SCHD?
Over the past year PSCT returned +82.53% vs +31.38% for SCHD, so PSCT leads on 1-year performance. Over the longest common window we track (15 years), PSCT annualized +15.20% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, PSCT or SCHD?
PSCT has been the more volatile fund at 22.6% annualized versus 13.6% for SCHD. Worst drawdown: PSCT -40.4% vs SCHD -33.4%.
Should I hold both PSCT and SCHD?
PSCT and SCHD have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PSCT and SCHD?
PSCT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 169 unique securities.
Which pays a higher dividend, PSCT or SCHD?
PSCT yields 0.00% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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