PSI vs VTI
Invesco Semiconductors ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PSI or VTI?
PSI has been ahead.
VTI has a lower expense ratio. PSI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 46.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSI | VTI |
|---|---|---|
| Expense Ratio | 0.55% | 0.03%Best |
| AUM | $2.9B | $690.1B |
| Dividend Yield | 0.04% | 1.03% |
| Holdings | 67 | 3,524 |
| YTD Return | +94.23%Best | +13.35% |
| 1Y Return | +120.81%Best | +15.92% |
| 3Y Return (annualized) | +56.87%Best | +23.41% |
| 5Y Return (annualized) | +31.55%Best | +12.83% |
| Volatility (annualized) | 28.9% | 15.4%Best |
| Max Drawdown | - | -56.6% |
| $10,000 over 5 years | $39,396Best | $18,286 |
| Top 10 Weight | 46.4% | 33.3%Best |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 23, 2005 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Jun 23, 2005 to Oct 2, 2026 (21.3 years).
PSI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 21.3 years both funds cover.
PSI vs VTI Performance
Invesco Semiconductors ETF (PSI) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PSI returned +120.81% while VTI returned +15.92%. Year to date, PSI is up 94.23% versus a gain of 13.35% for VTI.
Over three years, PSI compounded at +56.87% per year against +23.41% for VTI; over five years the annualized figures are +31.55% and +12.83% respectively. Across the full 21-year window we track, PSI has the edge at +17.81% annualized vs +9.53%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSI has been the more volatile fund, with annualized monthly volatility of 28.9% compared with 15.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PSI charges 0.55% per year while VTI charges 0.03%. On a $10,000 position that is $55 vs $3 annually, a gap of $52 per year that compounds over a long holding period. On income, PSI currently yields 0.04% against 1.03% for VTI.
Holdings Overlap
94.6% of PSI's money is in holdings VTI also owns. 5.3% of VTI's money is in holdings PSI also owns.
Most of PSI is already inside VTI. Owning both mostly buys the same companies twice.
The two holdings books were reported 46 days apart, PSI as of Sep 15, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
28 positions in common, counted across the 31 positions we hold weights for in PSI and 3,463 in VTI, against full books of 67 and 3,524.
What only one of them owns
Our book lists 1,128 positions for VTI that do not appear in our book for PSI (92.2% of the fund), and 2 for PSI that do not appear in VTI (2.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PSI | Weight in VTI | Difference |
|---|---|---|---|
| MUMicron Technology, Inc. | 5.07% | 1.29% | 3.78% |
| AMDAdvanced Micro Devices Inc | 5.23% | 1.08% | 4.15% |
| INTCIntel Corporation | 5.71% | 0.50% | 5.21% |
| TXNTexas Instrument Inc | 5.02% | 0.35% | 4.67% |
| ADIAnalog Devices, Inc. | 4.94% | 0.25% | 4.69% |
| AMATApplied Materials, Inc. | 4.62% | 0.56% | 4.06% |
| KLACKla Corp | 4.78% | 0.33% | 4.45% |
| LRCXLrcx Uw Equity | 4.60% | 0.51% | 4.09% |
| SMTCSemtech Corp | 3.47% | 0.02% | 3.45% |
| COHUCohu Inc | 2.99% | 0.00% | 2.99% |
94.6% of PSI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSI or VTI?
PSI has an expense ratio of 0.55% while VTI charges 0.03%. VTI is the cheaper option, by $52 a year on a $10,000 investment.
Which performed better, PSI or VTI?
Over the past year PSI returned +120.81% vs +15.92% for VTI, so PSI leads on 1-year performance. Over the longest common window we track (21 years), PSI annualized +17.81% vs +9.53% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSI or VTI?
PSI has been the more volatile fund at 28.9% annualized versus 15.4% for VTI.
Should I hold both PSI and VTI?
PSI and VTI have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PSI and VTI?
94.6% of PSI's money is in holdings VTI also owns. 5.3% of VTI's is in holdings PSI also owns. They hold 28 positions in common, counted across the 31 positions we hold weights for in PSI and 3,463 in VTI.
Which pays a higher dividend, PSI or VTI?
PSI yields 0.04% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than PSI?
VTI has a lower expense ratio. PSI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 46.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.