PSI vs VTI
Invesco Semiconductors ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. PSI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | PSI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.56% | 0.03% | |
| AUM | $2.7B | $666.9B | |
| Dividend Yield | 0.04% | 1.07% | |
| Holdings | 32 | 3,543 | |
| YTD Return | +76.58% | +13.38% | |
| 1Y Return | +137.99% | +21.12% | |
| 3Y Return (annualized) | +49.21% | +21.85% | |
| 5Y Return (annualized) | +29.45% | +12.44% | |
| Volatility (annualized) | 28.9% | 15.3% | |
| Max Drawdown | -99.6% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 23, 2005 | May 24, 2001 |
PSI vs VTI Performance
Invesco Semiconductors ETF (PSI) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PSI returned +137.99% while VTI returned +21.12%. Year to date, PSI is up 76.58% versus a gain of 13.38% for VTI.
Over three years, PSI compounded at +49.21% per year against +21.85% for VTI; over five years the annualized figures are +29.45% and +12.44% respectively. Across the full 21-year window we track, PSI has the edge at +17.40% annualized vs +8.10%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSI has been the more volatile fund, with annualized monthly volatility of 28.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -99.6% for PSI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PSI charges 0.56% per year while VTI charges 0.03%. On a $10,000 position that is $56 vs $3 annually, a gap of $53 per year that compounds over a long holding period. On income, PSI currently yields 0.04% against 1.07% for VTI.
Holdings Overlap
PSI and VTI share 27 holdings out of 2791 unique holdings combined, representing a 9.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PSI or VTI?
PSI has an expense ratio of 0.56% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $53 per year of difference.
Which performed better, PSI or VTI?
Over the past year PSI returned +137.99% vs +21.12% for VTI, so PSI leads on 1-year performance. Over the longest common window we track (21 years), PSI annualized +17.40% vs +8.10% for VTI. Past performance does not guarantee future results.
Which is riskier, PSI or VTI?
PSI has been the more volatile fund at 28.9% annualized versus 15.3% for VTI. Worst drawdown: PSI -99.6% vs VTI -56.6%.
Should I hold both PSI and VTI?
PSI and VTI have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PSI and VTI?
PSI and VTI share 27 common holdings with a 9.5% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, PSI or VTI?
PSI yields 0.04% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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