PSR vs VTI
Invesco Active US Real Estate ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | PSR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.35% | 0.03% | |
| AUM | $60M | $666.9B | |
| Dividend Yield | 2.46% | 1.07% | |
| Holdings | 32 | 3,543 | |
| YTD Return | +17.80% | +12.65% | |
| 1Y Return | +17.60% | +21.39% | |
| 3Y Return (annualized) | +11.11% | +21.54% | |
| 5Y Return (annualized) | +1.99% | +12.11% | |
| Volatility (annualized) | 21.4% | 15.3% | |
| Max Drawdown | -43.0% | -56.6% | |
| Fund Family | Invesco (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Nov 20, 2008 | May 24, 2001 |
PSR vs VTI Performance
Invesco Active US Real Estate ETF (PSR) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PSR returned +17.60% while VTI returned +21.39%. Year to date, PSR is up 17.80% versus a gain of 12.65% for VTI.
Over three years, PSR compounded at +11.11% per year against +21.54% for VTI; over five years the annualized figures are +1.99% and +12.11% respectively. Across the full 18-year window we track, PSR has the edge at +10.58% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PSR has been the more volatile fund, with annualized monthly volatility of 21.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.0% for PSR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PSR charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, PSR currently yields 2.46% against 1.07% for VTI.
Holdings Overlap
PSR and VTI share 24 holdings out of 2795 unique holdings combined, representing a 1.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PSR or VTI?
PSR has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $32 per year of difference.
Which performed better, PSR or VTI?
Over the past year PSR returned +17.60% vs +21.39% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (18 years), PSR annualized +10.58% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, PSR or VTI?
PSR has been the more volatile fund at 21.4% annualized versus 15.3% for VTI. Worst drawdown: PSR -43.0% vs VTI -56.6%.
Should I hold both PSR and VTI?
PSR and VTI have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PSR and VTI?
PSR and VTI share 24 common holdings with a 1.1% weight overlap. Combined, they hold 2795 unique securities.
Which pays a higher dividend, PSR or VTI?
PSR yields 2.46% while VTI yields 1.07%, so PSR currently pays the higher dividend yield.
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