PSTR vs SCHD
PeakShares Sector Rotation ETF vs Schwab US Dividend Equity ETF
Which is better, PSTR or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. PSTR led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 56.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PSTR | SCHD |
|---|---|---|
| Expense Ratio | 1.06% | 0.06%Best |
| AUM | $67M | $112.1B |
| Dividend Yield | 4.66% | 3.00% |
| Holdings | 340 | 103 |
| YTD Return | +11.38% | +24.04%Best |
| 1Y Return | +16.26% | +27.95%Best |
| 3Y Return (annualized) | - | +15.51% |
| 5Y Return (annualized) | - | +9.80% |
| Volatility (annualized) | 7.9%Best | 13.0% |
| Max Drawdown | -13.7%Best | -16.1% |
| $10,000 over 2.4 years | $14,383Best | $14,380 |
| Top 10 Weight | 56.2% | 41.8%Best |
| Fund Family | PeakShares LLC | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Apr 30, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.4 years row, are measured over the window both funds cover: Apr 30, 2024 to Sep 16, 2026 (2.4 years).
PSTR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.4 years both funds cover.
PSTR vs SCHD Performance
PeakShares Sector Rotation ETF (PSTR) is an ETF from PeakShares LLC and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PSTR returned +16.26% while SCHD returned +27.95%. Year to date, PSTR is up 11.38% versus a gain of 24.04% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 7.9% for PSTR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.7% for PSTR and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.60. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PSTR charges 1.06% per year while SCHD charges 0.06%. On a $10,000 position that is $106 vs $6 annually, a gap of $100 per year that compounds over a long holding period. On income, PSTR currently yields 4.66% against 3.00% for SCHD.
Holdings Overlap
4.9% of PSTR's money is in holdings SCHD also owns. 36.6% of SCHD's money is in holdings PSTR also owns.
The two portfolios partly overlap.
11 positions in common, counted across the 91 positions we hold weights for in PSTR and 100 in SCHD, against full books of 340 and 103.
What only one of them owns
Our book lists 88 positions for SCHD that do not appear in our book for PSTR (63.3% of the fund), and 73 for PSTR that do not appear in SCHD (88.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PSTR | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 0.85% | 4.77% | 3.92% |
| ABTAbbott Laboratories | 0.36% | 4.69% | 4.33% |
| CVXChevron Corp | 0.51% | 4.02% | 3.51% |
| KOCoca Cola Co. | 0.25% | 4.17% | 3.92% |
| UNHUnitedhealth Group Incorporated | 0.57% | 3.82% | 3.25% |
| VZVerizon Communic | 0.26% | 3.97% | 3.71% |
| LMTLockheed Martin Corp | 0.46% | 2.78% | 2.32% |
| QCOMQualcomm Inc. | 0.38% | 2.52% | 2.14% |
| SLBSchlumberger Nv. | 0.49% | 2.19% | 1.70% |
| UPSUnited Parcel Service, Inc | 0.40% | 1.90% | 1.50% |
36.6% of SCHD is already inside PSTR.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PSTR or SCHD?
PSTR has an expense ratio of 1.06% while SCHD charges 0.06%. SCHD is the cheaper option, by $100 a year on a $10,000 investment.
Which performed better, PSTR or SCHD?
Over the past year PSTR returned +16.26% vs +27.95% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), PSTR annualized +16.35% vs +16.34% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PSTR or SCHD?
SCHD has been the more volatile fund at 13.0% annualized versus 7.9% for PSTR. Worst drawdown: PSTR -13.7% vs SCHD -16.1%.
Should I hold both PSTR and SCHD?
PSTR and SCHD have a monthly-return correlation of 0.60, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PSTR and SCHD?
36.6% of SCHD's money is in holdings PSTR also owns. 36.6% of SCHD's is in holdings PSTR also owns. They hold 11 positions in common, counted across the 91 positions we hold weights for in PSTR and 100 in SCHD.
Which pays a higher dividend, PSTR or SCHD?
PSTR yields 4.66% while SCHD yields 3.00%, so PSTR currently pays the higher dividend yield.
Is SCHD better than PSTR?
SCHD has a lower expense ratio. PSTR led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 56.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.