PTF vs SCHD
Invesco Dorsey Wright Technology Momentum ETF vs Schwab US Dividend Equity ETF
Which is better, PTF or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. PTF led over 1Y, 3Y, 5Y and the full window. PTF is less concentrated, with 40.8% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PTF | SCHD |
|---|---|---|
| Expense Ratio | 0.60% | 0.06%Best |
| AUM | $540M | $112.1B |
| Dividend Yield | 0.01% | 3.00% |
| Holdings | 41 | 103 |
| YTD Return | +30.66%Best | +23.46% |
| 1Y Return | +36.92%Best | +27.20% |
| 3Y Return (annualized) | +31.82%Best | +15.41% |
| 5Y Return (annualized) | +14.91%Best | +10.16% |
| Volatility (annualized) | 25.4% | 13.7%Best |
| Max Drawdown | -44.9% | -33.4%Best |
| $10,000 over 5 years | $20,035Best | $16,223 |
| Top 10 Weight | 40.8%Best | 41.8% |
| Fund Family | Invesco (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Oct 12, 2006 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Sep 18, 2026 (14.9 years).
PTF vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.9 years both funds cover.
PTF vs SCHD Performance
Invesco Dorsey Wright Technology Momentum ETF (PTF) is an ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PTF returned +36.92% while SCHD returned +27.20%. Year to date, PTF is up 30.66% versus a gain of 23.46% for SCHD.
Over three years, PTF compounded at +31.82% per year against +15.41% for SCHD; over five years the annualized figures are +14.91% and +10.16% respectively. Across the full 15-year window we track, PTF has the edge at +19.44% annualized vs +11.25%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PTF has been the more volatile fund, with annualized monthly volatility of 25.4% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -44.9% for PTF and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PTF charges 0.60% per year while SCHD charges 0.06%. On a $10,000 position that is $60 vs $6 annually, a gap of $54 per year that compounds over a long holding period. On income, PTF currently yields 0.01% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 38 holdings in PTF and 100 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 38 positions we hold weights for in PTF and 100 in SCHD, against full books of 41 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for PTF (99.9% of the fund), and 37 for PTF that do not appear in SCHD (97.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of PTF and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PTF or SCHD?
PTF has an expense ratio of 0.60% while SCHD charges 0.06%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.
Which performed better, PTF or SCHD?
Over the past year PTF returned +36.92% vs +27.20% for SCHD, so PTF leads on 1-year performance. Over the longest common window we track (15 years), PTF annualized +19.44% vs +11.25% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PTF or SCHD?
PTF has been the more volatile fund at 25.4% annualized versus 13.7% for SCHD. Worst drawdown: PTF -44.9% vs SCHD -33.4%.
Should I hold both PTF and SCHD?
PTF and SCHD have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PTF or SCHD?
PTF yields 0.01% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PTF?
SCHD has a lower expense ratio. PTF led over 1Y, 3Y, 5Y and the full window. PTF is less concentrated, with 40.8% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.