PTIN vs SCHD
Pacer Trendpilot International ETF vs Schwab US Dividend Equity ETF
Which is better, PTIN or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. PTIN is less concentrated, with 17.0% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PTIN | SCHD |
|---|---|---|
| Expense Ratio | 0.67% | 0.06%Best |
| AUM | $184M | $112.1B |
| Dividend Yield | 2.11% | 3.00% |
| Holdings | 510 | 103 |
| YTD Return | +17.31% | +25.07%Best |
| 1Y Return | +26.60% | +27.61%Best |
| 3Y Return (annualized) | +14.63% | +15.74%Best |
| 5Y Return (annualized) | +6.91% | +9.89%Best |
| Volatility (annualized) | 13.5%Best | 16.2% |
| Max Drawdown | -21.3%Best | -33.4% |
| $10,000 over 5 years | $13,967 | $16,025Best |
| Top 10 Weight | 17.0%Best | 41.8% |
| Fund Family | Pacer ETFs | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 2, 2019 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: May 3, 2019 to Sep 11, 2026 (7.4 years).
PTIN vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.4 years both funds cover.
PTIN vs SCHD Performance
Pacer Trendpilot International ETF (PTIN) is an ETF from Pacer ETFs and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year PTIN returned +26.60% while SCHD returned +27.61%. Year to date, PTIN is up 17.31% versus a gain of 25.07% for SCHD.
Over three years, PTIN compounded at +14.63% per year against +15.74% for SCHD; over five years the annualized figures are +6.91% and +9.89% respectively. Across the full 7-year window we track, SCHD has the edge at +11.97% annualized vs +7.17%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 13.5% for PTIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.3% for PTIN and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PTIN charges 0.67% per year while SCHD charges 0.06%. On a $10,000 position that is $67 vs $6 annually, a gap of $61 per year that compounds over a long holding period. On income, PTIN currently yields 2.11% against 3.00% for SCHD.
Holdings Overlap
0.1% of PTIN's money is in holdings SCHD also owns. 4.8% of SCHD's money is in holdings PTIN also owns.
SCHD and PTIN share little of their money.
1 positions in common, counted across the 476 positions we hold weights for in PTIN and 100 in SCHD, against full books of 510 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for PTIN (95.2% of the fund), and 13 for PTIN that do not appear in SCHD (2.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PTIN | Weight in SCHD | Difference |
|---|---|---|---|
| MRKMerck & Co. Inc. | 0.09% | 4.77% | 4.68% |
You are not choosing between two funds in isolation.
Whichever of PTIN and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PTIN or SCHD?
PTIN has an expense ratio of 0.67% while SCHD charges 0.06%. SCHD is the cheaper option, by $61 a year on a $10,000 investment.
Which performed better, PTIN or SCHD?
Over the past year PTIN returned +26.60% vs +27.61% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), PTIN annualized +7.17% vs +11.97% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PTIN or SCHD?
SCHD has been the more volatile fund at 16.2% annualized versus 13.5% for PTIN. Worst drawdown: PTIN -21.3% vs SCHD -33.4%.
Should I hold both PTIN and SCHD?
PTIN and SCHD have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PTIN and SCHD?
4.8% of SCHD's money is in holdings PTIN also owns. 4.8% of SCHD's is in holdings PTIN also owns. They hold 1 positions in common, counted across the 476 positions we hold weights for in PTIN and 100 in SCHD.
Which pays a higher dividend, PTIN or SCHD?
PTIN yields 2.11% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than PTIN?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. PTIN is less concentrated, with 17.0% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.