PTIN vs VTI
Pacer Trendpilot International ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, PTIN or VTI?
Each has led over a different period.
VTI has a lower expense ratio. PTIN led over 1Y, VTI over 3Y, 5Y and the full window. PTIN is less concentrated, with 17.8% of the fund in its ten largest positions against 34.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PTIN | VTI |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $174M | $689.2B |
| Dividend Yield | 2.22% | 1.06% |
| Holdings | 441 | 3,542 |
| YTD Return | +11.28% | +11.29%Best |
| 1Y Return | +16.12%Best | +13.77% |
| 3Y Return (annualized) | +13.62% | +20.19%Best |
| 5Y Return (annualized) | +5.56% | +10.49%Best |
| Volatility (annualized) | 13.5%Best | 16.7% |
| Max Drawdown | -21.3%Best | -35.0% |
| $10,000 over 5 years | $13,107 | $16,467Best |
| Top 10 Weight | 17.8%Best | 34.6% |
| Fund Family | Pacer ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 2, 2019 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: May 3, 2019 to Nov 13, 2026 (7.5 years).
PTIN vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.5 years both funds cover.
PTIN vs VTI Performance
Pacer Trendpilot International ETF (PTIN) is an ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year PTIN returned +16.12% while VTI returned +13.77%. Year to date, PTIN is up 11.28% versus a gain of 11.29% for VTI.
Over three years, PTIN compounded at +13.62% per year against +20.19% for VTI; over five years the annualized figures are +5.56% and +10.49% respectively. Across the full 8-year window we track, VTI has the edge at +13.91% annualized vs +6.25%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 13.5% for PTIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.3% for PTIN and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.65. They move together some of the time, and apart the rest.
Fees and Cost Over Time
PTIN charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, PTIN currently yields 2.22% against 1.06% for VTI.
Holdings Overlap
0.3% of PTIN's money is in holdings VTI also owns. 0.1% of VTI's money is in holdings PTIN also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 434 positions we hold weights for in PTIN and 3,469 in VTI, against full books of 441 and 3,542.
What only one of them owns
Our book lists 1,132 positions for VTI that do not appear in our book for PTIN (95.9% of the fund), and 17 for PTIN that do not appear in VTI (2.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of PTIN and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PTIN or VTI?
PTIN has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, PTIN or VTI?
Over the past year PTIN returned +16.12% vs +13.77% for VTI, so PTIN leads on 1-year performance. Over the longest common window we track (8 years), PTIN annualized +6.25% vs +13.91% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PTIN or VTI?
VTI has been the more volatile fund at 16.7% annualized versus 13.5% for PTIN. Worst drawdown: PTIN -21.3% vs VTI -35.0%.
Should I hold both PTIN and VTI?
PTIN and VTI have a monthly-return correlation of 0.65, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, PTIN or VTI?
PTIN yields 2.22% while VTI yields 1.06%, so PTIN currently pays the higher dividend yield.
Is VTI better than PTIN?
VTI has a lower expense ratio. PTIN led over 1Y, VTI over 3Y, 5Y and the full window. PTIN is less concentrated, with 17.8% of the fund in its ten largest positions against 34.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.