PTIN vs VTI
Pacer Trendpilot International ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. PTIN delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | PTIN | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.67% | 0.03% | |
| AUM | $189M | $666.9B | |
| Dividend Yield | 2.16% | 1.07% | |
| Holdings | 510 | 3,543 | |
| YTD Return | +18.89% | +13.14% | |
| 1Y Return | +31.29% | +22.35% | |
| 3Y Return (annualized) | +15.81% | +21.83% | |
| 5Y Return (annualized) | +7.57% | +12.01% | |
| Volatility (annualized) | 13.6% | 15.3% | |
| Max Drawdown | -21.3% | -56.6% | |
| Fund Family | Pacer ETFs | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 2, 2019 | May 24, 2001 |
PTIN vs VTI Performance
Pacer Trendpilot International ETF (PTIN) is a ETF from Pacer ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year PTIN returned +31.29% while VTI returned +22.35%. Year to date, PTIN is up 18.89% versus a gain of 13.14% for VTI.
Over three years, PTIN compounded at +15.81% per year against +21.83% for VTI; over five years the annualized figures are +7.57% and +12.01% respectively. Across the full 7-year window we track, VTI has the edge at +8.09% annualized vs +7.43%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for PTIN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.3% for PTIN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
PTIN charges 0.67% per year while VTI charges 0.03%. On a $10,000 position that is $67 vs $3 annually, a gap of $64 per year that compounds over a long holding period. On income, PTIN currently yields 2.16% against 1.07% for VTI.
Holdings Overlap
PTIN and VTI share 6 holdings out of 3252 unique holdings combined, representing a 0.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, PTIN or VTI?
PTIN has an expense ratio of 0.67% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $64 per year of difference.
Which performed better, PTIN or VTI?
Over the past year PTIN returned +31.29% vs +22.35% for VTI, so PTIN leads on 1-year performance. Over the longest common window we track (7 years), PTIN annualized +7.43% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, PTIN or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.6% for PTIN. Worst drawdown: PTIN -21.3% vs VTI -56.6%.
Should I hold both PTIN and VTI?
PTIN and VTI have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between PTIN and VTI?
PTIN and VTI share 6 common holdings with a 0.1% weight overlap. Combined, they hold 3252 unique securities.
Which pays a higher dividend, PTIN or VTI?
PTIN yields 2.16% while VTI yields 1.07%, so PTIN currently pays the higher dividend yield.
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