PTL vs QQQ
Inspire 500 ETF vs Invesco QQQ Trust, Series 1
Which is better, PTL or QQQ?
Large Cap Blend against Large Cap Growth.
PTL has a lower expense ratio. QQQ led over 1Y and the full window. PTL is less concentrated, with 28.4% of the fund in its ten largest positions against 46.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | PTL | QQQ |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.18% |
| AUM | $880M | $483.5B |
| Dividend Yield | 1.14% | 0.44% |
| Holdings | 471 | 107 |
| YTD Return | +11.04% | +21.71%Best |
| 1Y Return | +12.91% | +25.89%Best |
| 3Y Return (annualized) | - | +28.80% |
| 5Y Return (annualized) | - | +15.67% |
| Volatility (annualized) | 13.3%Best | 17.6% |
| Max Drawdown | -19.7%Best | -22.8% |
| $10,000 over 2.5 years | $14,201 | $16,998Best |
| Top 10 Weight | 28.4%Best | 46.5% |
| Fund Family | Inspire ETFs | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | Mar 25, 2024 | Mar 10, 1999 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Mar 26, 2024 to Sep 25, 2026 (2.5 years).
PTL vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
PTL vs QQQ Performance
Inspire 500 ETF (PTL) is an ETF from Inspire ETFs and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year PTL returned +12.91% while QQQ returned +25.89%. Year to date, PTL is up 11.04% versus a gain of 21.71% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 13.3% for PTL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.7% for PTL and -22.8% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
PTL charges 0.09% per year while QQQ charges 0.18%. On a $10,000 position that is $9 vs $18 annually, a gap of $9 per year that compounds over a long holding period. On income, PTL currently yields 1.14% against 0.44% for QQQ.
Holdings Overlap
27.6% of PTL's money is in holdings QQQ also owns. 16.2% of QQQ's money is in holdings PTL also owns.
PTL and QQQ share little of their money.
31 positions in common, counted across the 469 positions we hold weights for in PTL and 102 in QQQ, against full books of 471 and 107.
What only one of them owns
Our book lists 65 positions for QQQ that do not appear in our book for PTL (81.4% of the fund), and 428 for PTL that do not appear in QQQ (70.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in PTL | Weight in QQQ | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 10.83% | 3.16% | 7.67% |
| PLTRPalantir Technologies Inc | 2.05% | 1.60% | 0.45% |
| LINLinde Plc Ordinary Shares | 1.37% | 1.00% | 0.37% |
| WDCWestern Digital Corp Company Guar 11/28 3 | 1.54% | 0.79% | 0.75% |
| KLACKla Corp | 1.15% | 1.11% | 0.04% |
| SNDKSandisk Corp/De | 0.85% | 0.88% | 0.03% |
| MRVLMarvell Technology Group Ltd. | 0.83% | 0.81% | 0.02% |
| FTNTFortinet Inc | 0.68% | 0.53% | 0.15% |
| ADPAutomatic Data Processing, Inc. | 0.70% | 0.47% | 0.23% |
| APPAppLovin Corp. Com Cl A | 0.49% | 0.56% | 0.07% |
27.6% of PTL is already inside QQQ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, PTL or QQQ?
PTL has an expense ratio of 0.09% while QQQ charges 0.18%. PTL is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, PTL or QQQ?
Over the past year PTL returned +12.91% vs +25.89% for QQQ, so QQQ leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, PTL or QQQ?
QQQ has been the more volatile fund at 17.6% annualized versus 13.3% for PTL. Worst drawdown: PTL -19.7% vs QQQ -22.8%.
Should I hold both PTL and QQQ?
PTL and QQQ have a monthly-return correlation of 0.76, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between PTL and QQQ?
27.6% of PTL's money is in holdings QQQ also owns. 16.2% of QQQ's is in holdings PTL also owns. They hold 31 positions in common, counted across the 469 positions we hold weights for in PTL and 102 in QQQ.
Which pays a higher dividend, PTL or QQQ?
PTL yields 1.14% while QQQ yields 0.44%, so PTL currently pays the higher dividend yield.
Is QQQ better than PTL?
PTL has a lower expense ratio. QQQ led over 1Y and the full window. PTL is less concentrated, with 28.4% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.