QQQ vs RBLY

QQQ vs RBLY
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQRBLYWinner
Expense Ratio0.18%0.99%
AUM$496.3B$3M
Dividend Yield0.44%148.43%
Holdings10812
YTD Return+16.64%-53.09%
1Y Return+27.27%-64.60%
3Y Return (annualized)+25.96%-
5Y Return (annualized)+14.54%-
Volatility (annualized)30.6%42.9%
Max Drawdown-83.0%-71.6%
Fund FamilyInvesco (US)YieldMax ETF
CategoryEquityAlternative
InceptionMar 10, 1999Jul 28, 2025

QQQ vs RBLY Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and YieldMax RBLX Option Income Strategy ETF (RBLY) is a ETF from YieldMax ETF. Over the past year QQQ returned +27.27% while RBLY returned -64.60%. Year to date, QQQ is up 16.64% versus a loss of 53.09% for RBLY.

Risk: Volatility and Drawdowns

RBLY has been the more volatile fund, with annualized monthly volatility of 42.9% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -71.6% for RBLY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.24. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while RBLY charges 0.99%. On a $10,000 position that is $18 vs $99 annually, a gap of $81 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 148.43% for RBLY.

Holdings Overlap

0.0%overlap

QQQ and RBLY share 0 holdings out of 105 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or RBLY?

QQQ has an expense ratio of 0.18% while RBLY charges 0.99%. QQQ is the cheaper option. On a $10,000 investment, that is $81 per year of difference.

Which performed better, QQQ or RBLY?

Over the past year QQQ returned +27.27% vs -64.60% for RBLY, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.03% vs -62.53% for RBLY. Past performance does not guarantee future results.

Which is riskier, QQQ or RBLY?

RBLY has been the more volatile fund at 42.9% annualized versus 30.6% for QQQ. Worst drawdown: QQQ -83.0% vs RBLY -71.6%.

Should I hold both QQQ and RBLY?

QQQ and RBLY have a monthly-return correlation of 0.24, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and RBLY?

QQQ and RBLY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 105 unique securities.

Which pays a higher dividend, QQQ or RBLY?

QQQ yields 0.44% while RBLY yields 148.43%, so RBLY currently pays the higher dividend yield.

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