QQQ vs RISR

QQQ vs RISR
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. RISR offers more diversification with 143 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: RISR

Side-by-Side Comparison

MetricQQQRISRWinner
Expense Ratio0.18%1.04%
AUM$496.3B$319M
Dividend Yield0.44%6.38%
Holdings108143
YTD Return+17.89%+6.03%
1Y Return+26.35%+5.65%
3Y Return (annualized)+26.02%+9.86%
5Y Return (annualized)+14.59%+14.41%
Volatility (annualized)30.6%10.2%
Max Drawdown-83.0%-14.3%
Fund FamilyInvesco (US)FolioBeyond
CategoryEquityFixed Income
InceptionMar 10, 1999Sep 30, 2021

QQQ vs RISR Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and FolioBeyond Alternative Income and Interest Rate Hedge ETF (RISR) is a ETF from FolioBeyond. Over the past year QQQ returned +26.35% while RISR returned +5.65%. Year to date, QQQ is up 17.89% versus a gain of 6.03% for RISR.

Over three years, QQQ compounded at +26.02% per year against +9.86% for RISR; over five years the annualized figures are +14.59% and +14.41% respectively. Across the full 5-year window we track, RISR has the edge at +14.41% annualized vs +13.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 10.2% for RISR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -14.3% for RISR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.57. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while RISR charges 1.04%. On a $10,000 position that is $18 vs $104 annually, a gap of $86 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 6.38% for RISR.

Holdings Overlap

0.0%overlap

QQQ and RISR share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or RISR?

QQQ has an expense ratio of 0.18% while RISR charges 1.04%. QQQ is the cheaper option. On a $10,000 investment, that is $86 per year of difference.

Which performed better, QQQ or RISR?

Over the past year QQQ returned +26.35% vs +5.65% for RISR, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), QQQ annualized +13.07% vs +14.41% for RISR. Past performance does not guarantee future results.

Which is riskier, QQQ or RISR?

QQQ has been the more volatile fund at 30.6% annualized versus 10.2% for RISR. Worst drawdown: QQQ -83.0% vs RISR -14.3%.

Should I hold both QQQ and RISR?

QQQ and RISR have a monthly-return correlation of -0.57, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and RISR?

QQQ and RISR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.

Which pays a higher dividend, QQQ or RISR?

QQQ yields 0.44% while RISR yields 6.38%, so RISR currently pays the higher dividend yield.

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