QQQ vs TPFC
Invesco QQQ Trust, Series 1 vs Timothy Plan Free Cash Flow ETF
Which is better, QQQ or TPFC?
Large Cap Growth against Mid Cap Value.
QQQ has a lower expense ratio. TPFC is less concentrated, with 37.4% of the fund in its ten largest positions against 46.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | TPFC |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.59% |
| AUM | $476.0B | $45M |
| Dividend Yield | 0.43% | 0.28% |
| Holdings | 312 | 151 |
| YTD Return | +11.27% | +15.99%Best |
| 1Y Return | +12.28% | - |
| 3Y Return (annualized) | +21.54% | - |
| 5Y Return (annualized) | +12.18% | - |
| Top 10 Weight | 46.5% | 37.4%Best |
| Fund Family | Invesco (US) | Timothy Plan |
| Category | Equity | Equity |
| Style | Large Cap Growth | Mid Cap Value |
| Inception | Mar 10, 1999 | May 5, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
QQQ vs TPFC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
QQQ vs TPFC Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Timothy Plan Free Cash Flow ETF (TPFC) is an ETF from Timothy Plan. Year to date, QQQ is up 11.27% versus a gain of 15.99% for TPFC.
Past performance does not guarantee future results.
Fees and Cost Over Time
QQQ charges 0.18% per year while TPFC charges 0.59%. On a $10,000 position that is $18 vs $59 annually, a gap of $41 per year that compounds over a long holding period. On income, QQQ currently yields 0.43% against 0.28% for TPFC.
Holdings Overlap
2.6% of QQQ's money is in holdings TPFC also owns. 22.5% of TPFC's money is in holdings QQQ also owns.
TPFC and QQQ share little of their money.
9 positions in common, counted across the 101 positions we hold weights for in QQQ and 50 in TPFC, against full books of 312 and 151.
What only one of them owns
Our book lists 40 positions for TPFC that do not appear in our book for QQQ (74.6% of the fund), and 85 for QQQ that do not appear in TPFC (94.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in QQQ | Weight in TPFC | Difference |
|---|---|---|---|
| NXPINxp Semiconductors N.V. Common Stock | 0.29% | 3.51% | 3.22% |
| FANGDiamondback Energy Inc. | 0.27% | 3.30% | 3.03% |
| SNDKSandisk Corp | 0.75% | 2.81% | 2.06% |
| APPAppLovin Corp. Com Cl A | 0.31% | 3.20% | 2.89% |
| ROPRoper Technologies Inc. | 0.21% | 3.12% | 2.91% |
| PCARPaccar Inc. | 0.24% | 2.32% | 2.08% |
| PAYXPaychex, Inc. | 0.18% | 2.19% | 2.01% |
| CPRTCopart Inc | 0.12% | 1.35% | 1.23% |
| BKRBaker Hughes A Ge Co. Class A | 0.25% | 0.70% | 0.45% |
22.5% of TPFC is already inside QQQ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or TPFC?
QQQ has an expense ratio of 0.18% while TPFC charges 0.59%. QQQ is the cheaper option, by $41 a year on a $10,000 investment.
What is the holdings overlap between QQQ and TPFC?
22.5% of TPFC's money is in holdings QQQ also owns. 22.5% of TPFC's is in holdings QQQ also owns. They hold 9 positions in common, counted across the 101 positions we hold weights for in QQQ and 50 in TPFC.
Which pays a higher dividend, QQQ or TPFC?
QQQ yields 0.43% while TPFC yields 0.28%, so QQQ currently pays the higher dividend yield.
Is TPFC better than QQQ?
QQQ has a lower expense ratio. TPFC is less concentrated, with 37.4% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.