QQQ vs TQQY

QQQ vs TQQY
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQTQQYWinner
Expense Ratio0.18%1.15%
AUM$496.3B$6M
Dividend Yield0.44%62.05%
Holdings1086
YTD Return+16.19%+4.41%
1Y Return+25.22%+5.36%
3Y Return (annualized)+25.47%-
5Y Return (annualized)+14.34%-
Volatility (annualized)30.6%22.7%
Max Drawdown-83.0%-21.8%
Fund FamilyInvesco (US)GraniteShares
CategoryEquityFixed Income
InceptionMar 10, 1999Feb 26, 2025

QQQ vs TQQY Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and GraniteShares YieldBOOST QQQ ETF (TQQY) is a ETF from GraniteShares. Over the past year QQQ returned +25.22% while TQQY returned +5.36%. Year to date, QQQ is up 16.19% versus a gain of 4.41% for TQQY.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 22.7% for TQQY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -21.8% for TQQY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.83. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while TQQY charges 1.15%. On a $10,000 position that is $18 vs $115 annually, a gap of $97 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 62.05% for TQQY.

Frequently Asked Questions

Which is cheaper, QQQ or TQQY?

QQQ has an expense ratio of 0.18% while TQQY charges 1.15%. QQQ is the cheaper option. On a $10,000 investment, that is $97 per year of difference.

Which performed better, QQQ or TQQY?

Over the past year QQQ returned +25.22% vs +5.36% for TQQY, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.01% vs +8.26% for TQQY. Past performance does not guarantee future results.

Which is riskier, QQQ or TQQY?

QQQ has been the more volatile fund at 30.6% annualized versus 22.7% for TQQY. Worst drawdown: QQQ -83.0% vs TQQY -21.8%.

Should I hold both QQQ and TQQY?

QQQ and TQQY have a monthly-return correlation of 0.83, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, QQQ or TQQY?

QQQ yields 0.44% while TQQY yields 62.05%, so TQQY currently pays the higher dividend yield.

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