TQQY vs VYM

TQQY vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricTQQYVYMWinner
Expense Ratio1.15%0.04%
AUM$6M$81.6B
Dividend Yield62.05%2.24%
Holdings6616
YTD Return+4.66%+15.34%
1Y Return+8.66%+23.24%
3Y Return (annualized)-+19.22%
5Y Return (annualized)-+12.21%
Volatility (annualized)22.7%14.6%
Max Drawdown-21.8%-58.8%
Fund FamilyGraniteSharesVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 26, 2025Nov 10, 2006

TQQY vs VYM Performance

GraniteShares YieldBOOST QQQ ETF (TQQY) is a ETF from GraniteShares and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TQQY returned +8.66% while VYM returned +23.24%. Year to date, TQQY is up 4.66% versus a gain of 15.34% for VYM.

Risk: Volatility and Drawdowns

TQQY has been the more volatile fund, with annualized monthly volatility of 22.7% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.8% for TQQY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

TQQY charges 1.15% per year while VYM charges 0.04%. On a $10,000 position that is $115 vs $4 annually, a gap of $111 per year that compounds over a long holding period. On income, TQQY currently yields 62.05% against 2.24% for VYM.

Frequently Asked Questions

Which is cheaper, TQQY or VYM?

TQQY has an expense ratio of 1.15% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $111 per year of difference.

Which performed better, TQQY or VYM?

Over the past year TQQY returned +8.66% vs +23.24% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), TQQY annualized +8.50% vs +7.04% for VYM. Past performance does not guarantee future results.

Which is riskier, TQQY or VYM?

TQQY has been the more volatile fund at 22.7% annualized versus 14.6% for VYM. Worst drawdown: TQQY -21.8% vs VYM -58.8%.

Should I hold both TQQY and VYM?

TQQY and VYM have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, TQQY or VYM?

TQQY yields 62.05% while VYM yields 2.24%, so TQQY currently pays the higher dividend yield.

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