SCHD vs TQQY
Schwab US Dividend Equity ETF vs GraniteShares YieldBOOST QQQ ETF
Which is better, SCHD or TQQY?
SCHD has been ahead.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TQQY |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.15% |
| AUM | $112.1B | $6M |
| Dividend Yield | 3.00% | 57.23% |
| Holdings | 103 | 6 |
| YTD Return | +25.07%Best | +5.67% |
| 1Y Return | +27.61%Best | +1.64% |
| 3Y Return (annualized) | +15.74% | - |
| 5Y Return (annualized) | +9.89% | - |
| Volatility (annualized) | 13.7%Best | 22.1% |
| Max Drawdown | -14.0%Best | -21.8% |
| $10,000 over 1.5 years | $12,725Best | $11,355 |
| Fund Family | Charles Schwab Asset Management | GraniteShares |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | - |
| Inception | Oct 20, 2011 | Feb 26, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Feb 26, 2025 to Sep 11, 2026 (1.5 years).
SCHD vs TQQY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
SCHD vs TQQY Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and GraniteShares YieldBOOST QQQ ETF (TQQY) is an ETF from GraniteShares. Over the past year SCHD returned +27.61% while TQQY returned +1.64%. Year to date, SCHD is up 25.07% versus a gain of 5.67% for TQQY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TQQY has been the more volatile fund, with annualized monthly volatility of 22.1% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -21.8% for TQQY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.15. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while TQQY charges 1.15%. On a $10,000 position that is $6 vs $115 annually, a gap of $109 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 57.23% for TQQY.
You are not choosing between two funds in isolation.
Whichever of SCHD and TQQY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TQQY?
SCHD has an expense ratio of 0.06% while TQQY charges 1.15%. SCHD is the cheaper option, by $109 a year on a $10,000 investment.
Which performed better, SCHD or TQQY?
Over the past year SCHD returned +27.61% vs +1.64% for TQQY, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +17.43% vs +8.84% for TQQY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TQQY?
TQQY has been the more volatile fund at 22.1% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -14.0% vs TQQY -21.8%.
Should I hold both SCHD and TQQY?
SCHD and TQQY have a monthly-return correlation of 0.15, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TQQY?
SCHD yields 3.00% while TQQY yields 57.23%, so TQQY currently pays the higher dividend yield.
Is TQQY better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.