QQQ vs UTEN
Invesco QQQ Trust, Series 1 vs F/m US Treasury 10 Year Note ETF
Quick Verdict
UTEN has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QQQ | UTEN | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.15% | |
| AUM | $496.3B | $289M | |
| Dividend Yield | 0.44% | 4.46% | |
| Holdings | 108 | 2 | |
| YTD Return | +16.64% | -1.49% | |
| 1Y Return | +27.27% | +1.19% | |
| 3Y Return (annualized) | +25.96% | +3.07% | |
| 5Y Return (annualized) | +14.54% | - | |
| Volatility (annualized) | 30.6% | 7.7% | |
| Max Drawdown | -83.0% | -13.4% | |
| Fund Family | Invesco (US) | US Benchmark Series | |
| Category | Equity | Fixed Income | |
| Inception | Mar 10, 1999 | Aug 8, 2022 |
QQQ vs UTEN Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and F/m US Treasury 10 Year Note ETF (UTEN) is a ETF from US Benchmark Series. Over the past year QQQ returned +27.27% while UTEN returned +1.19%. Year to date, QQQ is up 16.64% versus a loss of 1.49% for UTEN.
Over three years, QQQ compounded at +25.96% per year against +3.07% for UTEN. Across the full 4-year window we track, QQQ has the edge at +13.03% annualized vs -0.19%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 7.7% for UTEN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -13.4% for UTEN. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while UTEN charges 0.15%. On a $10,000 position that is $18 vs $15 annually, a gap of $3 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.46% for UTEN.
Frequently Asked Questions
Which is cheaper, QQQ or UTEN?
QQQ has an expense ratio of 0.18% while UTEN charges 0.15%. UTEN is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, QQQ or UTEN?
Over the past year QQQ returned +27.27% vs +1.19% for UTEN, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), QQQ annualized +13.03% vs -0.19% for UTEN. Past performance does not guarantee future results.
Which is riskier, QQQ or UTEN?
QQQ has been the more volatile fund at 30.6% annualized versus 7.7% for UTEN. Worst drawdown: QQQ -83.0% vs UTEN -13.4%.
Should I hold both QQQ and UTEN?
QQQ and UTEN have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, QQQ or UTEN?
QQQ yields 0.44% while UTEN yields 4.46%, so UTEN currently pays the higher dividend yield.
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