QQQ vs WINC

QQQ vs WINC

Which is better, QQQ or WINC?

Large Cap Growth against Short Term Bond.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQWINC
Expense Ratio0.18%Best0.29%
AUM$483.5B$12M
Dividend Yield0.44%4.42%
Holdings107128
Volatility (annualized)20.3%16.1%Best
Max Drawdown-35.1%-32.0%Best
$10,000 over 6.5 years$34,653Best$12,257
Fund FamilyInvesco (US)Franklin Templeton Investments (US)
CategoryEquityFixed Income
StyleLarge Cap GrowthShort Term Bond
InceptionMar 10, 1999Feb 7, 2019

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 392 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. QQQ has data through Sep 18, 2026 and WINC through Aug 22, 2025.

Volatility and max drawdown, and the $10,000 over 6.5 years row, are measured over the window both funds cover: Feb 8, 2019 to Aug 22, 2025 (6.5 years).

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 16.1% for WINC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for QQQ and -32.0% for WINC. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.18. They move largely independently of each other.

Fees and Cost Over Time

QQQ charges 0.18% per year while WINC charges 0.29%. On a $10,000 position that is $18 vs $29 annually, a gap of $11 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.42% for WINC.

You are not choosing between two funds in isolation.

Whichever of QQQ and WINC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQWINC

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or WINC?

QQQ has an expense ratio of 0.18% while WINC charges 0.29%. QQQ is the cheaper option, by $11 a year on a $10,000 investment.

Which is riskier, QQQ or WINC?

QQQ has been the more volatile fund at 20.3% annualized versus 16.1% for WINC. Worst drawdown: QQQ -35.1% vs WINC -32.0%.

Should I hold both QQQ and WINC?

QQQ and WINC have a monthly-return correlation of 0.18, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or WINC?

QQQ yields 0.44% while WINC yields 4.42%, so WINC currently pays the higher dividend yield.

Is WINC better than QQQ?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.