VXUS vs WINC
Vanguard Total International Stock ETF vs Western Asset Short Duration Income ETF
Which is better, VXUS or WINC?
Large Cap Blend against Short Term Bond.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VXUS | WINC |
|---|---|---|
| Expense Ratio | 0.05%Best | 0.29% |
| AUM | $163.2B | $12M |
| Dividend Yield | 2.38% | 4.42% |
| Holdings | 9,293 | 128 |
| YTD Return | +9.53%Best | +0.44% |
| 1Y Return | +13.63%Best | +0.44% |
| 3Y Return (annualized) | +19.25%Best | +5.58% |
| 5Y Return (annualized) | +8.04%Best | +2.26% |
| Volatility (annualized) | 15.8% | 6.8%Best |
| Max Drawdown | -35.1% | -17.4%Best |
| $10,000 over 5 years | $14,721Best | $11,182 |
| Fund Family | Vanguard (US) | Franklin Templeton Investments (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Short Term Bond |
| Inception | Jan 26, 2011 | Feb 7, 2019 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 8, 2019 to Nov 9, 2026 (7.8 years).
VXUS vs WINC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.8 years both funds cover.
VXUS vs WINC Performance
Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US) and Western Asset Short Duration Income ETF (WINC) is an ETF from Franklin Templeton Investments (US). Over the past year VXUS returned +13.63% while WINC returned +0.44%. Year to date, VXUS is up 9.53% versus a gain of 0.44% for WINC.
Over three years, VXUS compounded at +19.25% per year against +5.58% for WINC; over five years the annualized figures are +8.04% and +2.26% respectively. Across the full 8-year window we track, VXUS has the edge at +9.10% annualized vs +3.25%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 6.8% for WINC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.1% for VXUS and -17.4% for WINC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VXUS charges 0.05% per year while WINC charges 0.29%. On a $10,000 position that is $5 vs $29 annually, a gap of $24 per year that compounds over a long holding period. On income, VXUS currently yields 2.38% against 4.42% for WINC.
You are not choosing between two funds in isolation.
Whichever of VXUS and WINC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VXUS or WINC?
VXUS has an expense ratio of 0.05% while WINC charges 0.29%. VXUS is the cheaper option, by $24 a year on a $10,000 investment.
Which performed better, VXUS or WINC?
Over the past year VXUS returned +13.63% vs +0.44% for WINC, so VXUS leads on 1-year performance. Over the longest common window we track (8 years), VXUS annualized +9.10% vs +3.25% for WINC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VXUS or WINC?
VXUS has been the more volatile fund at 15.8% annualized versus 6.8% for WINC. Worst drawdown: VXUS -35.1% vs WINC -17.4%.
Should I hold both VXUS and WINC?
VXUS and WINC have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VXUS or WINC?
VXUS yields 2.38% while WINC yields 4.42%, so WINC currently pays the higher dividend yield.
Is WINC better than VXUS?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.