QQQ vs WTMU
Invesco QQQ Trust, Series 1 vs WisdomTree Core Laddered Municipal Fund ETF
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QQQ | WTMU | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.25% | |
| AUM | $496.3B | $9M | |
| Dividend Yield | 0.44% | 3.23% | |
| Holdings | 108 | 107 | |
| YTD Return | +16.64% | -0.26% | |
| 1Y Return | +27.27% | +3.33% | |
| 3Y Return (annualized) | +25.96% | - | |
| 5Y Return (annualized) | +14.54% | - | |
| Volatility (annualized) | 30.6% | 3.4% | |
| Max Drawdown | -83.0% | -4.2% | |
| Fund Family | Invesco (US) | WisdomTree Investments | |
| Category | Equity | Tax Preferred | |
| Inception | Mar 10, 1999 | Apr 3, 2025 |
QQQ vs WTMU Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and WisdomTree Core Laddered Municipal Fund ETF (WTMU) is a ETF from WisdomTree Investments. Over the past year QQQ returned +27.27% while WTMU returned +3.33%. Year to date, QQQ is up 16.64% versus a loss of 0.26% for WTMU.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 3.4% for WTMU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -4.2% for WTMU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.48. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while WTMU charges 0.25%. On a $10,000 position that is $18 vs $25 annually, a gap of $7 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 3.23% for WTMU.
Holdings Overlap
QQQ and WTMU share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or WTMU?
QQQ has an expense ratio of 0.18% while WTMU charges 0.25%. QQQ is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, QQQ or WTMU?
Over the past year QQQ returned +27.27% vs +3.33% for WTMU, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.03% vs +3.85% for WTMU. Past performance does not guarantee future results.
Which is riskier, QQQ or WTMU?
QQQ has been the more volatile fund at 30.6% annualized versus 3.4% for WTMU. Worst drawdown: QQQ -83.0% vs WTMU -4.2%.
Should I hold both QQQ and WTMU?
QQQ and WTMU have a monthly-return correlation of 0.48, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and WTMU?
QQQ and WTMU share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.
Which pays a higher dividend, QQQ or WTMU?
QQQ yields 0.44% while WTMU yields 3.23%, so WTMU currently pays the higher dividend yield.
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