QQQT vs SCHD
Defiance Nasdaq 100 Income Target ETF vs Schwab US Dividend Equity ETF
Which is better, QQQT or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQT | SCHD |
|---|---|---|
| Expense Ratio | 1.20% | 0.06%Best |
| AUM | $48M | $112.1B |
| Dividend Yield | 20.24% | 3.00% |
| Holdings | 10 | 103 |
| YTD Return | +14.21% | +25.84%Best |
| 1Y Return | +16.87% | +30.18%Best |
| 3Y Return (annualized) | - | +16.08% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 16.9% | 13.3%Best |
| Max Drawdown | -22.5% | -16.1%Best |
| $10,000 over 2.2 years | $14,012 | $14,253Best |
| Fund Family | Defiance ETFs, LLC | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Jun 18, 2024 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jun 21, 2024 to Sep 15, 2026 (2.2 years).
QQQT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.
QQQT vs SCHD Performance
Defiance Nasdaq 100 Income Target ETF (QQQT) is an ETF from Defiance ETFs, LLC and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year QQQT returned +16.87% while SCHD returned +30.18%. Year to date, QQQT is up 14.21% versus a gain of 25.84% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQT has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 13.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.5% for QQQT and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.10. They move largely independently of each other.
Fees and Cost Over Time
QQQT charges 1.20% per year while SCHD charges 0.06%. On a $10,000 position that is $120 vs $6 annually, a gap of $114 per year that compounds over a long holding period. On income, QQQT currently yields 20.24% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 2 holdings in QQQT and 100 in SCHD, totalling 100.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in QQQT and 100 in SCHD, against full books of 10 and 103.
You are not choosing between two funds in isolation.
Whichever of QQQT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQT or SCHD?
QQQT has an expense ratio of 1.20% while SCHD charges 0.06%. SCHD is the cheaper option, by $114 a year on a $10,000 investment.
Which performed better, QQQT or SCHD?
Over the past year QQQT returned +16.87% vs +30.18% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), QQQT annualized +16.57% vs +17.48% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQT or SCHD?
QQQT has been the more volatile fund at 16.9% annualized versus 13.3% for SCHD. Worst drawdown: QQQT -22.5% vs SCHD -16.1%.
Should I hold both QQQT and SCHD?
QQQT and SCHD have a monthly-return correlation of 0.10, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQT or SCHD?
QQQT yields 20.24% while SCHD yields 3.00%, so QQQT currently pays the higher dividend yield.
Is SCHD better than QQQT?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.