QQQT vs SCHD
Defiance Nasdaq 100 Income Target ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | QQQT | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.20% | 0.06% | |
| AUM | $50M | $108.7B | |
| Dividend Yield | 20.93% | 3.13% | |
| Holdings | 5 | 104 | |
| YTD Return | +15.76% | +28.70% | |
| 1Y Return | +23.39% | +32.27% | |
| 3Y Return (annualized) | - | +17.27% | |
| 5Y Return (annualized) | - | +10.23% | |
| Volatility (annualized) | 17.1% | 13.7% | |
| Max Drawdown | -22.5% | -33.4% | |
| Fund Family | Defiance ETFs, LLC | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jun 18, 2024 | Oct 20, 2011 |
QQQT vs SCHD Performance
Defiance Nasdaq 100 Income Target ETF (QQQT) is a ETF from Defiance ETFs, LLC and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year QQQT returned +23.39% while SCHD returned +32.27%. Year to date, QQQT is up 15.76% versus a gain of 28.70% for SCHD.
Risk: Volatility and Drawdowns
QQQT has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.5% for QQQT and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.08. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQT charges 1.20% per year while SCHD charges 0.06%. On a $10,000 position that is $120 vs $6 annually, a gap of $114 per year that compounds over a long holding period. On income, QQQT currently yields 20.93% against 3.13% for SCHD.
Holdings Overlap
QQQT and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQT or SCHD?
QQQT has an expense ratio of 1.20% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $114 per year of difference.
Which performed better, QQQT or SCHD?
Over the past year QQQT returned +23.39% vs +32.27% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), QQQT annualized +17.87% vs +11.63% for SCHD. Past performance does not guarantee future results.
Which is riskier, QQQT or SCHD?
QQQT has been the more volatile fund at 17.1% annualized versus 13.7% for SCHD. Worst drawdown: QQQT -22.5% vs SCHD -33.4%.
Should I hold both QQQT and SCHD?
QQQT and SCHD have a monthly-return correlation of 0.08, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQT and SCHD?
QQQT and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, QQQT or SCHD?
QQQT yields 20.93% while SCHD yields 3.13%, so QQQT currently pays the higher dividend yield.
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