RBLY vs VTI
RBLY vs VTI
YieldMax RBLX Option Income Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | RBLY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.03% | |
| AUM | $3M | $663.5B | |
| Dividend Yield | 119.62% | 1.07% | |
| Holdings | 25 | 3,543 | |
| YTD Return | -54.37% | +14.20% | |
| 1Y Return | -68.90% | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 42.1% | 15.3% | |
| Max Drawdown | -71.7% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jul 28, 2025 | May 24, 2001 |
RBLY vs VTI Performance
YieldMax RBLX Option Income Strategy ETF (RBLY) is a ETF from YieldMax ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RBLY returned -68.90% while VTI returned +24.16%. Year to date, RBLY is down 54.37% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
RBLY has been the more volatile fund, with annualized monthly volatility of 42.1% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -71.7% for RBLY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.17. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RBLY charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, RBLY currently yields 119.62% against 1.07% for VTI.
Holdings Overlap
RBLY and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RBLY or VTI?
RBLY has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $96 per year of difference.
Which performed better, RBLY or VTI?
Over the past year RBLY returned -68.90% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), RBLY annualized -64.84% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, RBLY or VTI?
RBLY has been the more volatile fund at 42.1% annualized versus 15.3% for VTI. Worst drawdown: RBLY -71.7% vs VTI -56.6%.
Should I hold both RBLY and VTI?
RBLY and VTI have a monthly-return correlation of 0.17, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RBLY and VTI?
RBLY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, RBLY or VTI?
RBLY yields 119.62% while VTI yields 1.07%, so RBLY currently pays the higher dividend yield.
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