REAI vs VOO
Intelligent Real Estate ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | REAI | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.59% | 0.03% | |
| AUM | $1M | $997.4B | |
| Dividend Yield | 1.77% | 1.08% | |
| Holdings | 24 | 509 | |
| YTD Return | +14.47% | +12.68% | |
| 1Y Return | +14.06% | +21.87% | |
| 3Y Return (annualized) | +7.18% | +22.06% | |
| 5Y Return (annualized) | - | +12.95% | |
| Volatility (annualized) | 17.2% | 14.1% | |
| Max Drawdown | -22.3% | -34.3% | |
| Fund Family | Armada ETF | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jun 12, 2023 | Sep 7, 2010 |
REAI vs VOO Performance
Intelligent Real Estate ETF (REAI) is a ETF from Armada ETF and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year REAI returned +14.06% while VOO returned +21.87%. Year to date, REAI is up 14.47% versus a gain of 12.68% for VOO.
Over three years, REAI compounded at +7.18% per year against +22.06% for VOO. Across the full 3-year window we track, VOO has the edge at +13.47% annualized vs +5.48%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
REAI has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.3% for REAI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
REAI charges 0.59% per year while VOO charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, REAI currently yields 1.77% against 1.08% for VOO.
Holdings Overlap
REAI and VOO share 10 holdings out of 518 unique holdings combined, representing a 0.9% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, REAI or VOO?
REAI has an expense ratio of 0.59% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $56 per year of difference.
Which performed better, REAI or VOO?
Over the past year REAI returned +14.06% vs +21.87% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), REAI annualized +5.48% vs +13.47% for VOO. Past performance does not guarantee future results.
Which is riskier, REAI or VOO?
REAI has been the more volatile fund at 17.2% annualized versus 14.1% for VOO. Worst drawdown: REAI -22.3% vs VOO -34.3%.
Should I hold both REAI and VOO?
REAI and VOO have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between REAI and VOO?
REAI and VOO share 10 common holdings with a 0.9% weight overlap. Combined, they hold 518 unique securities.
Which pays a higher dividend, REAI or VOO?
REAI yields 1.77% while VOO yields 1.08%, so REAI currently pays the higher dividend yield.
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