REAI vs VTI
Intelligent Real Estate ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, REAI or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 59.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | REAI | VTI |
|---|---|---|
| Expense Ratio | 0.59% | 0.03%Best |
| AUM | $1M | $666.9B |
| Dividend Yield | 1.79% | 1.03% |
| Holdings | 24 | 3,543 |
| YTD Return | +10.58% | +12.28%Best |
| 1Y Return | +4.84% | +16.78%Best |
| 3Y Return (annualized) | +5.64% | +20.89%Best |
| 5Y Return (annualized) | - | +11.94% |
| Volatility (annualized) | 17.0% | 13.1%Best |
| Max Drawdown | -22.3% | -19.3%Best |
| $10,000 over 3.3 years | $11,469 | $18,141Best |
| Top 10 Weight | 59.2% | 33.3%Best |
| Fund Family | Armada ETF | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 12, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jun 13, 2023 to Sep 17, 2026 (3.3 years).
REAI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
REAI vs VTI Performance
Intelligent Real Estate ETF (REAI) is an ETF from Armada ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year REAI returned +4.84% while VTI returned +16.78%. Year to date, REAI is up 10.58% versus a gain of 12.28% for VTI.
Over three years, REAI compounded at +5.64% per year against +20.89% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
REAI has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 13.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.3% for REAI and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.74. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
REAI charges 0.59% per year while VTI charges 0.03%. On a $10,000 position that is $59 vs $3 annually, a gap of $56 per year that compounds over a long holding period. On income, REAI currently yields 1.79% against 1.03% for VTI.
Holdings Overlap
68.5% of REAI's money is in holdings VTI also owns. 0.8% of VTI's money is in holdings REAI also owns.
The two portfolios partly overlap.
15 positions in common, counted across the 23 positions we hold weights for in REAI and 3,463 in VTI, against full books of 24 and 3,543.
What only one of them owns
Our book lists 1,136 positions for VTI that do not appear in our book for REAI (96.6% of the fund), and 2 for REAI that do not appear in VTI (3.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in REAI | Weight in VTI | Difference |
|---|---|---|---|
| EQIXEquinix Inc. Real Estate Investment Trust | 9.70% | 0.14% | 9.56% |
| DLRDigital Realty Trust Inc. | 9.29% | 0.09% | 9.20% |
| IRMIron Mtn Inc New Com Npv | 5.18% | 0.05% | 5.13% |
| AMTAmerican Tower Corporation | 4.59% | 0.11% | 4.48% |
| PLDPrologis Inc | 4.37% | 0.19% | 4.18% |
| PSAPublic Storage | 4.40% | 0.08% | 4.32% |
| FRFirst Industrial Realty Trust, Inc | 4.33% | 0.01% | 4.32% |
| SBACSba Communications Corp. Class A Real Estate Investment Tru | 4.24% | 0.03% | 4.21% |
| STAGStag Industrial Inc. Reit | 4.18% | 0.01% | 4.17% |
| CCICrown Castle International Corp | 3.79% | 0.05% | 3.74% |
68.5% of REAI is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, REAI or VTI?
REAI has an expense ratio of 0.59% while VTI charges 0.03%. VTI is the cheaper option, by $56 a year on a $10,000 investment.
Which performed better, REAI or VTI?
Over the past year REAI returned +4.84% vs +16.78% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, REAI or VTI?
REAI has been the more volatile fund at 17.0% annualized versus 13.1% for VTI. Worst drawdown: REAI -22.3% vs VTI -19.3%.
Should I hold both REAI and VTI?
REAI and VTI have a monthly-return correlation of 0.74, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between REAI and VTI?
68.5% of REAI's money is in holdings VTI also owns. 0.8% of VTI's is in holdings REAI also owns. They hold 15 positions in common, counted across the 23 positions we hold weights for in REAI and 3,463 in VTI.
Which pays a higher dividend, REAI or VTI?
REAI yields 1.79% while VTI yields 1.03%, so REAI currently pays the higher dividend yield.
Is VTI better than REAI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 59.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.