RFV vs VTI
Invesco S&P Midcap 400 Pure Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RFV or VTI?
Mid Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. RFV is less concentrated, with 27.7% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RFV | VTI |
|---|---|---|
| Expense Ratio | 0.35% | 0.03%Best |
| AUM | $335M | $666.9B |
| Dividend Yield | 1.62% | 1.03% |
| Holdings | 100 | 3,543 |
| YTD Return | +13.00% | +13.60%Best |
| 1Y Return | +13.61% | +18.17%Best |
| 3Y Return (annualized) | +16.38% | +23.04%Best |
| 5Y Return (annualized) | +10.87% | +12.14%Best |
| Volatility (annualized) | 24.1% | 15.6%Best |
| Max Drawdown | -73.1% | -56.6%Best |
| $10,000 over 5 years | $16,752 | $17,734Best |
| Top 10 Weight | 27.7%Best | 33.3% |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Mid Cap Value | Large Cap Blend |
| Inception | Mar 1, 2006 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Mar 7, 2006 to Sep 25, 2026 (20.6 years).
RFV vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 20.6 years both funds cover.
RFV vs VTI Performance
Invesco S&P Midcap 400 Pure Value ETF (RFV) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RFV returned +13.61% while VTI returned +18.17%. Year to date, RFV is up 13.00% versus a gain of 13.60% for VTI.
Over three years, RFV compounded at +16.38% per year against +23.04% for VTI; over five years the annualized figures are +10.87% and +12.14% respectively. Across the full 21-year window we track, VTI has the edge at +9.50% annualized vs +8.37%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RFV has been the more volatile fund, with annualized monthly volatility of 24.1% compared with 15.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -73.1% for RFV and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RFV charges 0.35% per year while VTI charges 0.03%. On a $10,000 position that is $35 vs $3 annually, a gap of $32 per year that compounds over a long holding period. On income, RFV currently yields 1.62% against 1.03% for VTI.
Holdings Overlap
97.6% of RFV's money is in holdings VTI also owns. 0.9% of VTI's money is in holdings RFV also owns.
Most of RFV is already inside VTI. Owning both mostly buys the same companies twice.
93 positions in common, counted across the 96 positions we hold weights for in RFV and 3,463 in VTI, against full books of 100 and 3,543.
What only one of them owns
Our book lists 1,075 positions for VTI that do not appear in our book for RFV (96.5% of the fund), and 2 for RFV that do not appear in VTI (1.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RFV | Weight in VTI | Difference |
|---|---|---|---|
| PBFPbf Energy Inc | 4.56% | 0.01% | 4.55% |
| AVTAvnet Inc | 3.89% | 0.01% | 3.88% |
| ARWArrow Electronics Inc. | 3.72% | 0.02% | 3.70% |
| DINOHF Sinclair Corp | 3.51% | 0.02% | 3.49% |
| SNXSynnex Technology International Co | 2.55% | 0.03% | 2.52% |
| LEALear Corp. | 2.07% | 0.01% | 2.06% |
| LADLithia Motors Inc | 1.90% | 0.01% | 1.89% |
| PKPark Hotels And Resorts Inc Reit USD .01 | 1.87% | 0.00% | 1.87% |
| OASChord Energy Corp | 1.83% | 0.01% | 1.82% |
| HOGHarley-Davidson | 1.80% | 0.00% | 1.80% |
97.6% of RFV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RFV or VTI?
RFV has an expense ratio of 0.35% while VTI charges 0.03%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, RFV or VTI?
Over the past year RFV returned +13.61% vs +18.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (21 years), RFV annualized +8.37% vs +9.50% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RFV or VTI?
RFV has been the more volatile fund at 24.1% annualized versus 15.6% for VTI. Worst drawdown: RFV -73.1% vs VTI -56.6%.
Should I hold both RFV and VTI?
RFV and VTI have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RFV and VTI?
97.6% of RFV's money is in holdings VTI also owns. 0.9% of VTI's is in holdings RFV also owns. They hold 93 positions in common, counted across the 96 positions we hold weights for in RFV and 3,463 in VTI.
Which pays a higher dividend, RFV or VTI?
RFV yields 1.62% while VTI yields 1.03%, so RFV currently pays the higher dividend yield.
Is VTI better than RFV?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. RFV is less concentrated, with 27.7% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.