RHRX vs SCHD
RH Tactical Rotation ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | RHRX | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.38% | 0.06% | |
| AUM | $41M | $108.7B | |
| Dividend Yield | 0.00% | 3.13% | |
| Holdings | 8 | 104 | |
| YTD Return | +20.88% | +26.54% | |
| 1Y Return | +28.31% | +30.90% | |
| 3Y Return (annualized) | +21.37% | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 15.9% | 13.6% | |
| Max Drawdown | -25.3% | -33.4% | |
| Fund Family | Adaptive ETFs | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Sep 20, 2012 | Oct 20, 2011 |
RHRX vs SCHD Performance
RH Tactical Rotation ETF (RHRX) is a ETF from Adaptive ETFs and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RHRX returned +28.31% while SCHD returned +30.90%. Year to date, RHRX is up 20.88% versus a gain of 26.54% for SCHD.
Over three years, RHRX compounded at +21.37% per year against +16.29% for SCHD. Across the full 5-year window we track, SCHD has the edge at +11.51% annualized vs +9.43%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RHRX has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.3% for RHRX and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RHRX charges 1.38% per year while SCHD charges 0.06%. On a $10,000 position that is $138 vs $6 annually, a gap of $132 per year that compounds over a long holding period. On income, RHRX currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
RHRX and SCHD share 0 holdings out of 105 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RHRX or SCHD?
RHRX has an expense ratio of 1.38% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $132 per year of difference.
Which performed better, RHRX or SCHD?
Over the past year RHRX returned +28.31% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), RHRX annualized +9.43% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, RHRX or SCHD?
RHRX has been the more volatile fund at 15.9% annualized versus 13.6% for SCHD. Worst drawdown: RHRX -25.3% vs SCHD -33.4%.
Should I hold both RHRX and SCHD?
RHRX and SCHD have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RHRX and SCHD?
RHRX and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 105 unique securities.
Which pays a higher dividend, RHRX or SCHD?
RHRX yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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