RNTY vs SCHD
YieldMax Target 12 Real Estate Option Income ETF vs Schwab US Dividend Equity ETF
Which is better, RNTY or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 53.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RNTY | SCHD |
|---|---|---|
| Expense Ratio | 0.99% | 0.06%Best |
| AUM | $6M | $112.1B |
| Dividend Yield | 12.34% | 3.00% |
| Holdings | 75 | 103 |
| YTD Return | +3.95% | +25.88%Best |
| 1Y Return | +4.45% | +30.22%Best |
| 3Y Return (annualized) | - | +16.05% |
| 5Y Return (annualized) | - | +10.17% |
| Volatility (annualized) | 10.3%Best | 11.8% |
| Max Drawdown | -7.9% | -4.6%Best |
| $10,000 over 1.4 years | $10,791 | $14,108Best |
| Top 10 Weight | 53.2% | 41.8%Best |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Apr 16, 2025 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Apr 17, 2025 to Sep 14, 2026 (1.4 years).
RNTY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
RNTY vs SCHD Performance
YieldMax Target 12 Real Estate Option Income ETF (RNTY) is an ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RNTY returned +4.45% while SCHD returned +30.22%. Year to date, RNTY is up 3.95% versus a gain of 25.88% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 11.8% compared with 10.3% for RNTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.9% for RNTY and -4.6% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RNTY charges 0.99% per year while SCHD charges 0.06%. On a $10,000 position that is $99 vs $6 annually, a gap of $93 per year that compounds over a long holding period. On income, RNTY currently yields 12.34% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 26 holdings in RNTY and 100 in SCHD, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 26 positions we hold weights for in RNTY and 100 in SCHD, against full books of 75 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for RNTY (99.9% of the fund), and 26 for RNTY that do not appear in SCHD (100.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of RNTY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RNTY or SCHD?
RNTY has an expense ratio of 0.99% while SCHD charges 0.06%. SCHD is the cheaper option, by $93 a year on a $10,000 investment.
Which performed better, RNTY or SCHD?
Over the past year RNTY returned +4.45% vs +30.22% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), RNTY annualized +5.59% vs +27.87% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RNTY or SCHD?
SCHD has been the more volatile fund at 11.8% annualized versus 10.3% for RNTY. Worst drawdown: RNTY -7.9% vs SCHD -4.6%.
Should I hold both RNTY and SCHD?
RNTY and SCHD have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RNTY or SCHD?
RNTY yields 12.34% while SCHD yields 3.00%, so RNTY currently pays the higher dividend yield.
Is SCHD better than RNTY?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 53.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.