RNTY vs SCHD
YieldMax Target 12 Real Estate Option Income ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | RNTY | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.06% | |
| AUM | $9M | $103.7B | |
| Dividend Yield | 12.00% | 3.31% | |
| Holdings | 73 | 104 | |
| YTD Return | +8.33% | +26.21% | |
| 1Y Return | +10.62% | +29.99% | |
| 3Y Return (annualized) | - | +15.73% | |
| 5Y Return (annualized) | - | +9.67% | |
| Volatility (annualized) | 10.0% | 13.6% | |
| Max Drawdown | -7.9% | -33.4% | |
| Fund Family | YieldMax ETF | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Apr 16, 2025 | Oct 20, 2011 |
RNTY vs SCHD Performance
YieldMax Target 12 Real Estate Option Income ETF (RNTY) is a ETF from YieldMax ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RNTY returned +10.62% while SCHD returned +29.99%. Year to date, RNTY is up 8.33% versus a gain of 26.21% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.0% for RNTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.9% for RNTY and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.63. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RNTY charges 0.99% per year while SCHD charges 0.06%. On a $10,000 position that is $99 vs $6 annually, a gap of $93 per year that compounds over a long holding period. On income, RNTY currently yields 12.00% against 3.31% for SCHD.
Holdings Overlap
RNTY and SCHD share 0 holdings out of 127 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RNTY or SCHD?
RNTY has an expense ratio of 0.99% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.
Which performed better, RNTY or SCHD?
Over the past year RNTY returned +10.62% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), RNTY annualized +9.33% vs +11.50% for SCHD. Past performance does not guarantee future results.
Which is riskier, RNTY or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.0% for RNTY. Worst drawdown: RNTY -7.9% vs SCHD -33.4%.
Should I hold both RNTY and SCHD?
RNTY and SCHD have a monthly-return correlation of 0.63, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RNTY and SCHD?
RNTY and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 127 unique securities.
Which pays a higher dividend, RNTY or SCHD?
RNTY yields 12.00% while SCHD yields 3.31%, so RNTY currently pays the higher dividend yield.
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