RNTY vs VTI
YieldMax Target 12 Real Estate Option Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RNTY or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 53.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RNTY | VTI |
|---|---|---|
| Expense Ratio | 0.99% | 0.03%Best |
| AUM | $6M | $666.9B |
| Dividend Yield | 12.34% | 1.03% |
| Holdings | 75 | 3,543 |
| YTD Return | +3.95% | +12.08%Best |
| 1Y Return | +4.45% | +16.31%Best |
| 3Y Return (annualized) | - | +20.83% |
| 5Y Return (annualized) | - | +11.89% |
| Volatility (annualized) | 10.3%Best | 12.1% |
| Max Drawdown | -7.9%Best | -8.9% |
| $10,000 over 1.4 years | $10,791 | $14,653Best |
| Top 10 Weight | 53.2% | 33.3%Best |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Apr 16, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.4 years row, are measured over the window both funds cover: Apr 17, 2025 to Sep 14, 2026 (1.4 years).
RNTY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.4 years both funds cover.
RNTY vs VTI Performance
YieldMax Target 12 Real Estate Option Income ETF (RNTY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RNTY returned +4.45% while VTI returned +16.31%. Year to date, RNTY is up 3.95% versus a gain of 12.08% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.1% compared with 10.3% for RNTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.9% for RNTY and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.51. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RNTY charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, RNTY currently yields 12.34% against 1.03% for VTI.
Holdings Overlap
99.7% of RNTY's money is in holdings VTI also owns. 1.5% of VTI's money is in holdings RNTY also owns.
Most of RNTY is already inside VTI. Owning both mostly buys the same companies twice.
25 positions in common, counted across the 26 positions we hold weights for in RNTY and 3,463 in VTI, against full books of 75 and 3,543.
What only one of them owns
Our book lists 1,127 positions for VTI that do not appear in our book for RNTY (96.0% of the fund), and 1 for RNTY that do not appear in VTI (0.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in RNTY | Weight in VTI | Difference |
|---|---|---|---|
| WELLWelltower, Inc. | 7.42% | 0.23% | 7.19% |
| EQRVivmark Residential | 6.96% | 0.03% | 6.93% |
| PLDPrologis Inc | 6.62% | 0.19% | 6.43% |
| DLRDigital Realty Trust Inc. | 5.80% | 0.09% | 5.71% |
| SPGSimon Property Group Inc | 5.21% | 0.10% | 5.11% |
| EQIXEquinix Inc. Real Estate Investment Trust | 4.79% | 0.14% | 4.65% |
| JOESt. Joe Company | 4.34% | 0.00% | 4.34% |
| TPLTexas Pacific Land Trust | 4.22% | 0.03% | 4.19% |
| ORealty Income Corp. | 3.97% | 0.08% | 3.89% |
| IRMIron Mtn Inc New Com Npv | 3.90% | 0.05% | 3.85% |
99.7% of RNTY is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RNTY or VTI?
RNTY has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option, by $96 a year on a $10,000 investment.
Which performed better, RNTY or VTI?
Over the past year RNTY returned +4.45% vs +16.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), RNTY annualized +5.59% vs +31.38% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RNTY or VTI?
VTI has been the more volatile fund at 12.1% annualized versus 10.3% for RNTY. Worst drawdown: RNTY -7.9% vs VTI -8.9%.
Should I hold both RNTY and VTI?
RNTY and VTI have a monthly-return correlation of 0.51, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RNTY and VTI?
99.7% of RNTY's money is in holdings VTI also owns. 1.5% of VTI's is in holdings RNTY also owns. They hold 25 positions in common, counted across the 26 positions we hold weights for in RNTY and 3,463 in VTI.
Which pays a higher dividend, RNTY or VTI?
RNTY yields 12.34% while VTI yields 1.03%, so RNTY currently pays the higher dividend yield.
Is VTI better than RNTY?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 53.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.