RNTY vs VTI
YieldMax Target 12 Real Estate Option Income ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | RNTY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.03% | |
| AUM | $9M | $666.9B | |
| Dividend Yield | 12.07% | 1.07% | |
| Holdings | 72 | 3,543 | |
| YTD Return | +9.33% | +13.14% | |
| 1Y Return | +11.69% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 9.9% | 15.3% | |
| Max Drawdown | -7.9% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Apr 16, 2025 | May 24, 2001 |
RNTY vs VTI Performance
YieldMax Target 12 Real Estate Option Income ETF (RNTY) is a ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RNTY returned +11.69% while VTI returned +22.35%. Year to date, RNTY is up 9.33% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 9.9% for RNTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -7.9% for RNTY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RNTY charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, RNTY currently yields 12.07% against 1.07% for VTI.
Holdings Overlap
RNTY and VTI share 23 holdings out of 2791 unique holdings combined, representing a 1.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RNTY or VTI?
RNTY has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $96 per year of difference.
Which performed better, RNTY or VTI?
Over the past year RNTY returned +11.69% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), RNTY annualized +9.92% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, RNTY or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 9.9% for RNTY. Worst drawdown: RNTY -7.9% vs VTI -56.6%.
Should I hold both RNTY and VTI?
RNTY and VTI have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RNTY and VTI?
RNTY and VTI share 23 common holdings with a 1.4% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, RNTY or VTI?
RNTY yields 12.07% while VTI yields 1.07%, so RNTY currently pays the higher dividend yield.
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