RNTY vs SPY

RNTY vs SPY

Which is better, RNTY or SPY?

Option Writing against Large Cap Blend.

SPY has a lower expense ratio. SPY led over 1Y and the full window.

Lower Fees: SPYHigher Returns: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRNTYSPY
Expense Ratio0.99%0.09%Best
AUM$5M$777.9B
Dividend Yield12.55%1.00%
Holdings1421,011
YTD Return+7.89%+12.09%Best
1Y Return+6.72%+12.45%Best
3Y Return (annualized)-+21.45%
5Y Return (annualized)-+11.87%
Volatility (annualized)10.5%Best11.7%
Max Drawdown-7.9%Best-8.9%
$10,000 over 1.6 years$11,232$14,786Best
Fund FamilyYieldMax ETFState Street Investment Management
CategoryAlternativeEquity
StyleOption WritingLarge Cap Blend
InceptionApr 16, 2025Jan 22, 1993

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Apr 17, 2025 to Nov 11, 2026 (1.6 years).

RNTY vs SPY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.

RNTY vs SPY Performance

YieldMax Target 12 Real Estate Option Income ETF (RNTY) is an ETF from YieldMax ETF and State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management. Over the past year RNTY returned +6.72% while SPY returned +12.45%. Year to date, RNTY is up 7.89% versus a gain of 12.09% for SPY.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 11.7% compared with 10.5% for RNTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -7.9% for RNTY and -8.9% for SPY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.39. They move together some of the time, and apart the rest.

Fees and Cost Over Time

RNTY charges 0.99% per year while SPY charges 0.09%. On a $10,000 position that is $99 vs $9 annually, a gap of $90 per year that compounds over a long holding period. On income, RNTY currently yields 12.55% against 1.00% for SPY.

You are not choosing between two funds in isolation.

Whichever of RNTY and SPY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

RNTYSPY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, RNTY or SPY?

RNTY has an expense ratio of 0.99% while SPY charges 0.09%. SPY is the cheaper option, by $90 a year on a $10,000 investment.

Which performed better, RNTY or SPY?

Over the past year RNTY returned +6.72% vs +12.45% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), RNTY annualized +7.53% vs +27.69% for SPY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, RNTY or SPY?

SPY has been the more volatile fund at 11.7% annualized versus 10.5% for RNTY. Worst drawdown: RNTY -7.9% vs SPY -8.9%.

Should I hold both RNTY and SPY?

RNTY and SPY have a monthly-return correlation of 0.39, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, RNTY or SPY?

RNTY yields 12.55% while SPY yields 1.00%, so RNTY currently pays the higher dividend yield.

Is SPY better than RNTY?

SPY has a lower expense ratio. SPY led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.