ROKT vs SCHD
State Street SPDR S&P Kensho Final Frontiers ETF vs Schwab US Dividend Equity ETF
Which is better, ROKT or SCHD?
Mid Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. ROKT led over 1Y, 3Y, 5Y and the full window. ROKT is less concentrated, with 36.2% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ROKT | SCHD |
|---|---|---|
| Expense Ratio | 0.45% | 0.06%Best |
| AUM | $195M | $112.2B |
| Dividend Yield | 0.28% | 3.13% |
| Holdings | 38 | 103 |
| YTD Return | +23.03% | +27.56%Best |
| 1Y Return | +54.56%Best | +30.29% |
| 3Y Return (annualized) | +37.87%Best | +16.37% |
| 5Y Return (annualized) | +22.48%Best | +10.23% |
| Volatility (annualized) | 24.6% | 16.4%Best |
| Max Drawdown | -43.3% | -33.4%Best |
| $10,000 over 5 years | $27,563Best | $16,274 |
| Top 10 Weight | 36.2%Best | 41.5% |
| Fund Family | State Street Investment Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Mid Cap Blend | Large Cap Value |
| Inception | Oct 19, 2018 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Oct 23, 2018 to Sep 4, 2026 (7.9 years).
ROKT vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.9 years both funds cover.
ROKT vs SCHD Performance
State Street SPDR S&P Kensho Final Frontiers ETF (ROKT) is an ETF from State Street Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year ROKT returned +54.56% while SCHD returned +30.29%. Year to date, ROKT is up 23.03% versus a gain of 27.56% for SCHD.
Over three years, ROKT compounded at +37.87% per year against +16.37% for SCHD; over five years the annualized figures are +22.48% and +10.23% respectively. Across the full 8-year window we track, ROKT has the edge at +18.48% annualized vs +12.48%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ROKT has been the more volatile fund, with annualized monthly volatility of 24.6% compared with 16.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.3% for ROKT and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
ROKT charges 0.45% per year while SCHD charges 0.06%. On a $10,000 position that is $45 vs $6 annually, a gap of $39 per year that compounds over a long holding period. On income, ROKT currently yields 0.28% against 3.13% for SCHD.
Holdings Overlap
3.5% of ROKT's money is in holdings SCHD also owns. 3.0% of SCHD's money is in holdings ROKT also owns.
ROKT and SCHD share little of their money.
1 positions in common, counted across the 38 positions we hold weights for in ROKT and 100 in SCHD, against full books of 38 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for ROKT (96.9% of the fund), and 35 for ROKT that do not appear in SCHD (92.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in ROKT | Weight in SCHD | Difference |
|---|---|---|---|
| LMTLockheed Martin Corp | 3.48% | 2.99% | 0.49% |
You are not choosing between two funds in isolation.
Whichever of ROKT and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ROKT or SCHD?
ROKT has an expense ratio of 0.45% while SCHD charges 0.06%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, ROKT or SCHD?
Over the past year ROKT returned +54.56% vs +30.29% for SCHD, so ROKT leads on 1-year performance. Over the longest common window we track (8 years), ROKT annualized +18.48% vs +12.48% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ROKT or SCHD?
ROKT has been the more volatile fund at 24.6% annualized versus 16.4% for SCHD. Worst drawdown: ROKT -43.3% vs SCHD -33.4%.
Should I hold both ROKT and SCHD?
ROKT and SCHD have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ROKT and SCHD?
3.5% of ROKT's money is in holdings SCHD also owns. 3.0% of SCHD's is in holdings ROKT also owns. They hold 1 positions in common, counted across the 38 positions we hold weights for in ROKT and 100 in SCHD.
Which pays a higher dividend, ROKT or SCHD?
ROKT yields 0.28% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than ROKT?
SCHD has a lower expense ratio. ROKT led over 1Y, 3Y, 5Y and the full window. ROKT is less concentrated, with 36.2% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.