RSJN vs VTI
FT Vest US Equity Equal Weight Buffer ETF - June vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | RSJN | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $86M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +11.15% | +13.14% | |
| 1Y Return | +15.09% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 7.2% | 15.3% | |
| Max Drawdown | -12.4% | -56.6% | |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jun 21, 2024 | May 24, 2001 |
RSJN vs VTI Performance
FT Vest US Equity Equal Weight Buffer ETF - June (RSJN) is a ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RSJN returned +15.09% while VTI returned +22.35%. Year to date, RSJN is up 11.15% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 7.2% for RSJN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.4% for RSJN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RSJN charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, RSJN currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
RSJN and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RSJN or VTI?
RSJN has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, RSJN or VTI?
Over the past year RSJN returned +15.09% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), RSJN annualized +11.47% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, RSJN or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 7.2% for RSJN. Worst drawdown: RSJN -12.4% vs VTI -56.6%.
Should I hold both RSJN and VTI?
RSJN and VTI have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSJN and VTI?
RSJN and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, RSJN or VTI?
RSJN yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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