RSJN vs VYM

RSJN vs VYM
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricRSJNVYMWinner
Expense Ratio0.85%0.04%
AUM$86M$81.6B
Dividend Yield0.00%2.24%
Holdings5616
YTD Return+10.68%+14.66%
1Y Return+14.31%+22.16%
3Y Return (annualized)-+18.72%
5Y Return (annualized)-+12.18%
Volatility (annualized)7.1%14.6%
Max Drawdown-12.4%-58.8%
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
InceptionJun 21, 2024Nov 10, 2006

RSJN vs VYM Performance

FT Vest US Equity Equal Weight Buffer ETF - June (RSJN) is a ETF from First Trust Portfolios (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RSJN returned +14.31% while VYM returned +22.16%. Year to date, RSJN is up 10.68% versus a gain of 14.66% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 7.1% for RSJN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.4% for RSJN and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

RSJN charges 0.85% per year while VYM charges 0.04%. On a $10,000 position that is $85 vs $4 annually, a gap of $81 per year that compounds over a long holding period. On income, RSJN currently yields 0.00% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

RSJN and VYM share 0 holdings out of 604 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RSJN or VYM?

RSJN has an expense ratio of 0.85% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $81 per year of difference.

Which performed better, RSJN or VYM?

Over the past year RSJN returned +14.31% vs +22.16% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), RSJN annualized +11.26% vs +7.01% for VYM. Past performance does not guarantee future results.

Which is riskier, RSJN or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 7.1% for RSJN. Worst drawdown: RSJN -12.4% vs VYM -58.8%.

Should I hold both RSJN and VYM?

RSJN and VYM have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between RSJN and VYM?

RSJN and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 604 unique securities.

Which pays a higher dividend, RSJN or VYM?

RSJN yields 0.00% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report is $25, once. Download sample.
X-ray my portfolio free