RSJN vs VYM

RSJN vs VYM

Which is better, RSJN or VYM?

Multi Alternative against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.92.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRSJNVYM
Expense Ratio0.85%0.04%Best
AUM$85M$81.6B
Dividend Yield0.00%2.22%
Holdings10613
YTD Return+9.13%+13.91%Best
1Y Return+11.20%+17.57%Best
3Y Return (annualized)-+18.12%
5Y Return (annualized)-+12.17%
Volatility (annualized)7.1%Best10.1%
Max Drawdown-12.4%Best-14.5%
$10,000 over 2.2 years$12,390$14,302Best
Fund FamilyFirst Trust Portfolios (US)Vanguard (US)
CategoryAlternativeEquity
StyleMulti AlternativeLarge Cap Value
InceptionJun 21, 2024Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 2.2 years row, are measured over the window both funds cover: Jun 24, 2024 to Sep 11, 2026 (2.2 years).

RSJN vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.2 years both funds cover.

RSJN vs VYM Performance

FT Vest US Equity Equal Weight Buffer ETF - June (RSJN) is an ETF from First Trust Portfolios (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year RSJN returned +11.20% while VYM returned +17.57%. Year to date, RSJN is up 9.13% versus a gain of 13.91% for VYM.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 10.1% compared with 7.1% for RSJN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.4% for RSJN and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

RSJN charges 0.85% per year while VYM charges 0.04%. On a $10,000 position that is $85 vs $4 annually, a gap of $81 per year that compounds over a long holding period. On income, RSJN currently yields 0.00% against 2.22% for VYM.

You are not choosing between two funds in isolation.

Whichever of RSJN and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

RSJNVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, RSJN or VYM?

RSJN has an expense ratio of 0.85% while VYM charges 0.04%. VYM is the cheaper option, by $81 a year on a $10,000 investment.

Which performed better, RSJN or VYM?

Over the past year RSJN returned +11.20% vs +17.57% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), RSJN annualized +10.23% vs +17.66% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, RSJN or VYM?

VYM has been the more volatile fund at 10.1% annualized versus 7.1% for RSJN. Worst drawdown: RSJN -12.4% vs VYM -14.5%.

Should I hold both RSJN and VYM?

RSJN and VYM have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

Which pays a higher dividend, RSJN or VYM?

RSJN yields 0.00% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than RSJN?

VYM has a lower expense ratio. VYM led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.92. Which one suits a particular account depends on what it is for. This is information, not a recommendation.