RSPD vs VYM

RSPD vs VYM

Which is better, RSPD or VYM?

Mid Cap Blend against Large Cap Value.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 26.6%.

Lower Fees: VYMHigher Returns: VYMLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRSPDVYM
Expense Ratio0.40%0.04%Best
AUM$296M$81.6B
Dividend Yield0.88%2.22%
Holdings49613
YTD Return-8.51%+10.23%Best
1Y Return-8.96%+14.28%Best
3Y Return (annualized)+8.43%+17.50%Best
5Y Return (annualized)+1.96%+11.60%Best
Volatility (annualized)22.5%14.6%Best
Max Drawdown-68.8%-58.8%Best
$10,000 over 5 years$11,019$17,311Best
Top 10 Weight26.6%26.1%Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleMid Cap BlendLarge Cap Value
InceptionNov 1, 2006Nov 10, 2006

Volatility and max drawdown are measured over the window both funds cover: Nov 16, 2006 to Sep 23, 2026 (19.9 years).

RSPD vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 19.9 years both funds cover.

RSPD vs VYM Performance

Invesco S&P 500 Equal Weight Consumer Discretionary ETF (RSPD) is an ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year RSPD returned -8.96% while VYM returned +14.28%. Year to date, RSPD is down 8.51% versus a gain of 10.23% for VYM.

Over three years, RSPD compounded at +8.43% per year against +17.50% for VYM; over five years the annualized figures are +1.96% and +11.60% respectively. Across the full 20-year window we track, VYM has the edge at +6.76% annualized vs +6.52%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPD has been the more volatile fund, with annualized monthly volatility of 22.5% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -68.8% for RSPD and -58.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSPD charges 0.40% per year while VYM charges 0.04%. On a $10,000 position that is $40 vs $4 annually, a gap of $36 per year that compounds over a long holding period. On income, RSPD currently yields 0.88% against 2.22% for VYM.

Holdings Overlap

RSPD already in VYM46.4%
VYM already in RSPD5.4%

46.4% of RSPD's money is in holdings VYM also owns. 5.4% of VYM's money is in holdings RSPD also owns.

The two portfolios partly overlap.

22 positions in common, counted across the 48 positions we hold weights for in RSPD and 557 in VYM, against full books of 49 and 613.

What only one of them owns

Measured across the 48 and 557 positions we hold weights for.

VYM holds 506 positions RSPD does not, 91.7% of the fund.

Largest: AVGO 7.35%, JPM 3.82%, XOM 2.63%, JNJ 2.51%, CSCO 1.86%

Top Shared Holdings

StockWeight in RSPDWeight in VYMDifference
HDHome Depot Inc/The2.12%1.34%0.78%
GPCGenuine Parts Co.2.84%0.07%2.77%
GRMNGarminltd.2.52%0.20%2.32%
SBUXStarbucks Corp2.21%0.49%1.72%
MCDMcdonald'S Corp1.92%0.78%1.14%
HASHasbro Inc.2.37%0.05%2.32%
TSCOTractor Supply Co.2.35%0.07%2.28%
LOWLowes Cos., Inc.1.95%0.47%1.48%
WSMWilliams-sonoma Inc2.27%0.11%2.16%
RCLRoyal Caribbean Cruises2.06%0.32%1.74%

46.4% of RSPD is already inside VYM.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

RSPDVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, RSPD or VYM?

RSPD has an expense ratio of 0.40% while VYM charges 0.04%. VYM is the cheaper option, by $36 a year on a $10,000 investment.

Which performed better, RSPD or VYM?

Over the past year RSPD returned -8.96% vs +14.28% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (20 years), RSPD annualized +6.52% vs +6.76% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, RSPD or VYM?

RSPD has been the more volatile fund at 22.5% annualized versus 14.6% for VYM. Worst drawdown: RSPD -68.8% vs VYM -58.8%.

Should I hold both RSPD and VYM?

RSPD and VYM have a monthly-return correlation of 0.86, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between RSPD and VYM?

46.4% of RSPD's money is in holdings VYM also owns. 5.4% of VYM's is in holdings RSPD also owns. They hold 22 positions in common, counted across the 48 positions we hold weights for in RSPD and 557 in VYM.

Which pays a higher dividend, RSPD or VYM?

RSPD yields 0.88% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than RSPD?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 26.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.