QQQ vs RSPD

QQQ vs RSPD
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQRSPDWinner
Expense Ratio0.18%0.40%
AUM$496.3B$326M
Dividend Yield0.44%0.86%
Holdings10849
YTD Return+16.23%-0.55%
1Y Return+26.23%+0.47%
3Y Return (annualized)+25.75%+9.87%
5Y Return (annualized)+14.78%+4.02%
Volatility (annualized)30.6%22.4%
Max Drawdown-83.0%-68.8%
Fund FamilyInvesco (US)Invesco (US)
CategoryEquityEquity
InceptionMar 10, 1999Nov 1, 2006

QQQ vs RSPD Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Invesco S&P 500 Equal Weight Consumer Discretionary ETF (RSPD) is a ETF from Invesco (US). Over the past year QQQ returned +26.23% while RSPD returned +0.47%. Year to date, QQQ is up 16.23% versus a loss of 0.55% for RSPD.

Over three years, QQQ compounded at +25.75% per year against +9.87% for RSPD; over five years the annualized figures are +14.78% and +4.02% respectively. Across the full 20-year window we track, QQQ has the edge at +13.02% annualized vs +7.18%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 22.4% for RSPD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -68.8% for RSPD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while RSPD charges 0.40%. On a $10,000 position that is $18 vs $40 annually, a gap of $22 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 0.86% for RSPD.

Holdings Overlap

7.3%overlap

QQQ and RSPD share 9 holdings out of 140 unique holdings combined, representing a 7.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in RSPDDifference
AMZN4.67%2.07%2.60%
TSLA2.56%2.21%0.35%
BKNG0.70%2.33%1.63%
DASHProProPro
SBUXProProPro
ABNBProProPro
MARProProPro
ORLYProProPro
ROSTProProPro
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Frequently Asked Questions

Which is cheaper, QQQ or RSPD?

QQQ has an expense ratio of 0.18% while RSPD charges 0.40%. QQQ is the cheaper option. On a $10,000 investment, that is $22 per year of difference.

Which performed better, QQQ or RSPD?

Over the past year QQQ returned +26.23% vs +0.47% for RSPD, so QQQ leads on 1-year performance. Over the longest common window we track (20 years), QQQ annualized +13.02% vs +7.18% for RSPD. Past performance does not guarantee future results.

Which is riskier, QQQ or RSPD?

QQQ has been the more volatile fund at 30.6% annualized versus 22.4% for RSPD. Worst drawdown: QQQ -83.0% vs RSPD -68.8%.

Should I hold both QQQ and RSPD?

QQQ and RSPD have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and RSPD?

QQQ and RSPD share 9 common holdings with a 7.3% weight overlap. Combined, they hold 140 unique securities.

Which pays a higher dividend, QQQ or RSPD?

QQQ yields 0.44% while RSPD yields 0.86%, so RSPD currently pays the higher dividend yield.

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