RSPR vs VTI

RSPR vs VTI

Which is better, RSPR or VTI?

VTI has been ahead.

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRSPRVTI
Expense Ratio0.40%0.03%Best
AUM$97M$666.9B
Dividend Yield2.89%1.03%
Holdings333,543
YTD Return+6.77%+12.34%Best
1Y Return+1.28%+18.37%Best
3Y Return (annualized)+5.51%+20.62%Best
5Y Return (annualized)-0.48%+11.68%Best
Volatility (annualized)18.0%15.6%Best
Max Drawdown-43.2%-35.0%Best
$10,000 over 5 years$9,762$17,373Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionAug 12, 2015May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Aug 14, 2015 to Sep 9, 2026 (11.1 years).

RSPR vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.1 years both funds cover.

RSPR vs VTI Performance

Invesco S&P 500 Equal Weight Real Estate ETF (RSPR) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RSPR returned +1.28% while VTI returned +18.37%. Year to date, RSPR is up 6.77% versus a gain of 12.34% for VTI.

Over three years, RSPR compounded at +5.51% per year against +20.62% for VTI; over five years the annualized figures are -0.48% and +11.68% respectively. Across the full 11-year window we track, VTI has the edge at +12.68% annualized vs +3.74%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSPR has been the more volatile fund, with annualized monthly volatility of 18.0% compared with 15.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -43.2% for RSPR and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSPR charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, RSPR currently yields 2.89% against 1.03% for VTI.

Holdings Overlap

RSPR already in VTI83.6%

At least 83.6% of RSPR's money is in holdings VTI also owns.

Stated as a floor: for VTI, our book for it covers 92.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

Most of RSPR is already inside VTI. Owning both mostly buys the same companies twice.

26 positions in common, counted across the 32 positions we hold weights for in RSPR and 2,787 in VTI, against full books of 33 and 3,543.

What only one of them owns

Measured across the 32 and 2,787 positions we hold weights for.

VTI holds 658 positions RSPR does not, 90.2% of the fund.

Largest: NVDA 6.32%, AAPL 5.84%, MSFT 3.81%, AMZN 3.17%, GOOGL 2.88%

Top Shared Holdings

StockWeight in RSPRWeight in VTIDifference
WELLWelltower, Inc.3.53%0.22%3.31%
CBRECBRE group3.63%0.05%3.58%
DLRDigital Realty Trust Inc.3.46%0.09%3.37%
VTRVentas  Inc .3.47%0.06%3.41%
SPGSimon Property Group Inc3.42%0.09%3.33%
WYWeyerhaeuser Co.3.45%0.02%3.43%
DOCHealthpeak Properties Inc3.41%0.02%3.39%
EQIXEquinix Inc. Real Estate Investment Trust3.27%0.14%3.13%
ORealty Income Corp.3.28%0.08%3.20%
IRMIron Mtn Inc New Com Npv3.28%0.05%3.23%

83.6% of RSPR is already inside VTI.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

RSPRVTI

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Frequently Asked Questions

Which is cheaper, RSPR or VTI?

RSPR has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.

Which performed better, RSPR or VTI?

Over the past year RSPR returned +1.28% vs +18.37% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (11 years), RSPR annualized +3.74% vs +12.68% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, RSPR or VTI?

RSPR has been the more volatile fund at 18.0% annualized versus 15.6% for VTI. Worst drawdown: RSPR -43.2% vs VTI -35.0%.

Should I hold both RSPR and VTI?

RSPR and VTI have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between RSPR and VTI?

At least 83.6% of RSPR's money is in holdings VTI also owns. Our book for VTI is partial, so the real figure is this or higher. They hold 26 positions in common, counted across the 32 positions we hold weights for in RSPR and 2,787 in VTI.

Which pays a higher dividend, RSPR or VTI?

RSPR yields 2.89% while VTI yields 1.03%, so RSPR currently pays the higher dividend yield.

Is VTI better than RSPR?

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.