RSST vs SCHD
Return Stacked US Stocks & Managed Futures ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. RSST delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | RSST | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.06% | |
| AUM | $482M | $103.7B | |
| Dividend Yield | 0.25% | 3.31% | |
| Holdings | 30 | 104 | |
| YTD Return | +18.59% | +25.58% | |
| 1Y Return | +40.99% | +31.06% | |
| 3Y Return (annualized) | +19.52% | +15.55% | |
| 5Y Return (annualized) | - | +9.61% | |
| Volatility (annualized) | 17.6% | 13.6% | |
| Max Drawdown | -30.8% | -33.4% | |
| Fund Family | Return Stacked ETF | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Sep 6, 2023 | Oct 20, 2011 |
RSST vs SCHD Performance
Return Stacked US Stocks & Managed Futures ETF (RSST) is a ETF from Return Stacked ETF and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RSST returned +40.99% while SCHD returned +31.06%. Year to date, RSST is up 18.59% versus a gain of 25.58% for SCHD.
Over three years, RSST compounded at +19.52% per year against +15.55% for SCHD. Across the full 3-year window we track, RSST has the edge at +19.52% annualized vs +11.46%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RSST has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -30.8% for RSST and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.44. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RSST charges 0.99% per year while SCHD charges 0.06%. On a $10,000 position that is $99 vs $6 annually, a gap of $93 per year that compounds over a long holding period. On income, RSST currently yields 0.25% against 3.31% for SCHD.
Holdings Overlap
RSST and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RSST or SCHD?
RSST has an expense ratio of 0.99% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $93 per year of difference.
Which performed better, RSST or SCHD?
Over the past year RSST returned +40.99% vs +31.06% for SCHD, so RSST leads on 1-year performance. Over the longest common window we track (3 years), RSST annualized +19.52% vs +11.46% for SCHD. Past performance does not guarantee future results.
Which is riskier, RSST or SCHD?
RSST has been the more volatile fund at 17.6% annualized versus 13.6% for SCHD. Worst drawdown: RSST -30.8% vs SCHD -33.4%.
Should I hold both RSST and SCHD?
RSST and SCHD have a monthly-return correlation of 0.44, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSST and SCHD?
RSST and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, RSST or SCHD?
RSST yields 0.25% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.