RSST vs VTI

RSST vs VTI
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Quick Verdict

VTI has a lower expense ratio. RSST delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: RSSTMore Diversified: VTI

Side-by-Side Comparison

MetricRSSTVTIWinner
Expense Ratio0.99%0.03%
AUM$508M$666.9B
Dividend Yield0.25%1.07%
Holdings353,543
YTD Return+16.52%+12.65%
1Y Return+39.11%+21.39%
3Y Return (annualized)+18.66%+21.54%
5Y Return (annualized)-+12.11%
Volatility (annualized)17.5%15.3%
Max Drawdown-30.8%-56.6%
Fund FamilyReturn Stacked ETFVanguard (US)
CategoryAlternativeEquity
InceptionSep 6, 2023May 24, 2001

RSST vs VTI Performance

Return Stacked US Stocks & Managed Futures ETF (RSST) is a ETF from Return Stacked ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RSST returned +39.11% while VTI returned +21.39%. Year to date, RSST is up 16.52% versus a gain of 12.65% for VTI.

Over three years, RSST compounded at +18.66% per year against +21.54% for VTI. Across the full 3-year window we track, RSST has the edge at +18.66% annualized vs +8.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RSST has been the more volatile fund, with annualized monthly volatility of 17.5% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -30.8% for RSST and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSST charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, RSST currently yields 0.25% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

RSST and VTI share 0 holdings out of 2789 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RSST or VTI?

RSST has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $96 per year of difference.

Which performed better, RSST or VTI?

Over the past year RSST returned +39.11% vs +21.39% for VTI, so RSST leads on 1-year performance. Over the longest common window we track (3 years), RSST annualized +18.66% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, RSST or VTI?

RSST has been the more volatile fund at 17.5% annualized versus 15.3% for VTI. Worst drawdown: RSST -30.8% vs VTI -56.6%.

Should I hold both RSST and VTI?

RSST and VTI have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RSST and VTI?

RSST and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2789 unique securities.

Which pays a higher dividend, RSST or VTI?

RSST yields 0.25% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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