RSSY vs SCHD
Return Stacked US Stocks & Futures Yield ETF vs Schwab US Dividend Equity ETF
Which is better, RSSY or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. RSSY led over 1Y, SCHD over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSSY | SCHD |
|---|---|---|
| Expense Ratio | 0.99% | 0.06%Best |
| AUM | $95M | $112.1B |
| Dividend Yield | 1.52% | 3.00% |
| Holdings | 35 | 103 |
| YTD Return | +36.18%Best | +24.23% |
| 1Y Return | +30.50%Best | +27.90% |
| 3Y Return (annualized) | - | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 16.6% | 13.2%Best |
| Max Drawdown | -29.6% | -16.1%Best |
| $10,000 over 2.3 years | $13,079 | $14,457Best |
| Fund Family | Return Stacked ETF | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 28, 2024 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: May 29, 2024 to Sep 17, 2026 (2.3 years).
RSSY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
RSSY vs SCHD Performance
Return Stacked US Stocks & Futures Yield ETF (RSSY) is an ETF from Return Stacked ETF and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RSSY returned +30.50% while SCHD returned +27.90%. Year to date, RSSY is up 36.18% versus a gain of 24.23% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RSSY has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 13.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.6% for RSSY and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.32. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RSSY charges 0.99% per year while SCHD charges 0.06%. On a $10,000 position that is $99 vs $6 annually, a gap of $93 per year that compounds over a long holding period. On income, RSSY currently yields 1.52% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 2 holdings in RSSY and 100 in SCHD, totalling 89.4% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in RSSY and 100 in SCHD, against full books of 35 and 103.
You are not choosing between two funds in isolation.
Whichever of RSSY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSSY or SCHD?
RSSY has an expense ratio of 0.99% while SCHD charges 0.06%. SCHD is the cheaper option, by $93 a year on a $10,000 investment.
Which performed better, RSSY or SCHD?
Over the past year RSSY returned +30.50% vs +27.90% for SCHD, so RSSY leads on 1-year performance. Over the longest common window we track (2 years), RSSY annualized +12.38% vs +17.38% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RSSY or SCHD?
RSSY has been the more volatile fund at 16.6% annualized versus 13.2% for SCHD. Worst drawdown: RSSY -29.6% vs SCHD -16.1%.
Should I hold both RSSY and SCHD?
RSSY and SCHD have a monthly-return correlation of 0.32, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RSSY or SCHD?
RSSY yields 1.52% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RSSY?
SCHD has a lower expense ratio. RSSY led over 1Y, SCHD over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.