Quick Verdict

SPY has a lower expense ratio. RSSY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: RSSYMore Diversified: SPY

Side-by-Side Comparison

MetricRSSYSPYWinner
Expense Ratio0.99%0.09%
AUM$93M$789.1B
Dividend Yield0.00%1.01%
Holdings29505
YTD Return+32.87%+13.79%
1Y Return+35.91%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)16.9%15.3%
Max Drawdown-29.6%-56.5%
Fund FamilyReturn Stacked ETFState Street Investment Management
CategoryEquityEquity
InceptionMay 28, 2024Jan 22, 1993

RSSY vs SPY Performance

Return Stacked US Stocks & Futures Yield ETF (RSSY) is a ETF from Return Stacked ETF and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RSSY returned +35.91% while SPY returned +23.66%. Year to date, RSSY is up 32.87% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

RSSY has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.6% for RSSY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RSSY charges 0.99% per year while SPY charges 0.09%. On a $10,000 position that is $99 vs $9 annually, a gap of $90 per year that compounds over a long holding period. On income, RSSY currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

RSSY and SPY share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RSSY or SPY?

RSSY has an expense ratio of 0.99% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $90 per year of difference.

Which performed better, RSSY or SPY?

Over the past year RSSY returned +35.91% vs +23.66% for SPY, so RSSY leads on 1-year performance. Over the longest common window we track (2 years), RSSY annualized +11.79% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, RSSY or SPY?

RSSY has been the more volatile fund at 16.9% annualized versus 15.3% for SPY. Worst drawdown: RSSY -29.6% vs SPY -56.5%.

Should I hold both RSSY and SPY?

RSSY and SPY have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RSSY and SPY?

RSSY and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, RSSY or SPY?

RSSY yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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