RSSY vs VTI
Return Stacked US Stocks & Futures Yield ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. RSSY delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | RSSY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.99% | 0.03% | |
| AUM | $93M | $663.5B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 29 | 3,543 | |
| YTD Return | +33.02% | +14.16% | |
| 1Y Return | +35.19% | +23.62% | |
| 3Y Return (annualized) | - | +21.43% | |
| 5Y Return (annualized) | - | +12.33% | |
| Volatility (annualized) | 16.9% | 15.3% | |
| Max Drawdown | -29.6% | -56.6% | |
| Fund Family | Return Stacked ETF | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 28, 2024 | May 24, 2001 |
RSSY vs VTI Performance
Return Stacked US Stocks & Futures Yield ETF (RSSY) is a ETF from Return Stacked ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RSSY returned +35.19% while VTI returned +23.62%. Year to date, RSSY is up 33.02% versus a gain of 14.16% for VTI.
Risk: Volatility and Drawdowns
RSSY has been the more volatile fund, with annualized monthly volatility of 16.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.6% for RSSY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RSSY charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, RSSY currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
RSSY and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RSSY or VTI?
RSSY has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $96 per year of difference.
Which performed better, RSSY or VTI?
Over the past year RSSY returned +35.19% vs +23.62% for VTI, so RSSY leads on 1-year performance. Over the longest common window we track (2 years), RSSY annualized +11.80% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, RSSY or VTI?
RSSY has been the more volatile fund at 16.9% annualized versus 15.3% for VTI. Worst drawdown: RSSY -29.6% vs VTI -56.6%.
Should I hold both RSSY and VTI?
RSSY and VTI have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSSY and VTI?
RSSY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, RSSY or VTI?
RSSY yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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