RVNU vs SPY

RVNU vs SPY
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricRVNUSPYWinner
Expense Ratio0.15%0.09%
AUM$144M$821.1B
Dividend Yield3.60%1.01%
Holdings292505
YTD Return+2.00%+12.22%
1Y Return+7.85%+20.83%
3Y Return (annualized)+3.62%+21.70%
5Y Return (annualized)-0.62%+12.98%
Volatility (annualized)8.0%15.3%
Max Drawdown-23.5%-56.5%
Fund FamilyXtrackers ETFsState Street Investment Management
CategoryTax PreferredEquity
InceptionJun 4, 2013Jan 22, 1993

RVNU vs SPY Performance

Xtrackers Municipal Infrastructure Revenue Bond Active ETF (RVNU) is a ETF from Xtrackers ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year RVNU returned +7.85% while SPY returned +20.83%. Year to date, RVNU is up 2.00% versus a gain of 12.22% for SPY.

Over three years, RVNU compounded at +3.62% per year against +21.70% for SPY; over five years the annualized figures are -0.62% and +12.98% respectively. Across the full 13-year window we track, SPY has the edge at +8.79% annualized vs +1.09%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 8.0% for RVNU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.5% for RVNU and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RVNU charges 0.15% per year while SPY charges 0.09%. On a $10,000 position that is $15 vs $9 annually, a gap of $6 per year that compounds over a long holding period. On income, RVNU currently yields 3.60% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

RVNU and SPY share 0 holdings out of 683 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RVNU or SPY?

RVNU has an expense ratio of 0.15% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $6 per year of difference.

Which performed better, RVNU or SPY?

Over the past year RVNU returned +7.85% vs +20.83% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (13 years), RVNU annualized +1.09% vs +8.79% for SPY. Past performance does not guarantee future results.

Which is riskier, RVNU or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 8.0% for RVNU. Worst drawdown: RVNU -23.5% vs SPY -56.5%.

Should I hold both RVNU and SPY?

RVNU and SPY have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RVNU and SPY?

RVNU and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 683 unique securities.

Which pays a higher dividend, RVNU or SPY?

RVNU yields 3.60% while SPY yields 1.01%, so RVNU currently pays the higher dividend yield.

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