RVNU vs VTI

RVNU vs VTI

Which is better, RVNU or VTI?

Municipal Bond against Large Cap Blend.

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VTIHigher Returns: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRVNUVTI
Expense Ratio0.15%0.03%Best
AUM$141M$666.9B
Dividend Yield3.60%1.03%
Holdings2923,543
YTD Return-0.86%+12.57%Best
1Y Return+0.78%+17.22%Best
3Y Return (annualized)+2.57%+20.87%Best
5Y Return (annualized)-1.17%+11.86%Best
Volatility (annualized)8.0%Best14.8%
Max Drawdown-23.5%Best-35.0%
$10,000 over 5 years$9,429$17,514Best
Fund FamilyXtrackers ETFsVanguard (US)
CategoryTax PreferredEquity
StyleMunicipal BondLarge Cap Blend
InceptionJun 4, 2013May 24, 2001

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jun 4, 2013 to Sep 11, 2026 (13.3 years).

RVNU vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

RVNU vs VTI Performance

Xtrackers Municipal Infrastructure Revenue Bond Active ETF (RVNU) is an ETF from Xtrackers ETFs and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RVNU returned +0.78% while VTI returned +17.22%. Year to date, RVNU is down 0.86% versus a gain of 12.57% for VTI.

Over three years, RVNU compounded at +2.57% per year against +20.87% for VTI; over five years the annualized figures are -1.17% and +11.86% respectively. Across the full 13-year window we track, VTI has the edge at +12.59% annualized vs +0.87%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 8.0% for RVNU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -23.5% for RVNU and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.38. They move together some of the time, and apart the rest.

Fees and Cost Over Time

RVNU charges 0.15% per year while VTI charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, RVNU currently yields 3.60% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 144 holdings in RVNU and 2,787 in VTI, totalling 45.8% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 144 positions we hold weights for in RVNU and 2,787 in VTI, against full books of 292 and 3,543.

You are not choosing between two funds in isolation.

Whichever of RVNU and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

RVNUVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, RVNU or VTI?

RVNU has an expense ratio of 0.15% while VTI charges 0.03%. VTI is the cheaper option, by $12 a year on a $10,000 investment.

Which performed better, RVNU or VTI?

Over the past year RVNU returned +0.78% vs +17.22% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (13 years), RVNU annualized +0.87% vs +12.59% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, RVNU or VTI?

VTI has been the more volatile fund at 14.8% annualized versus 8.0% for RVNU. Worst drawdown: RVNU -23.5% vs VTI -35.0%.

Should I hold both RVNU and VTI?

RVNU and VTI have a monthly-return correlation of 0.38, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, RVNU or VTI?

RVNU yields 3.60% while VTI yields 1.03%, so RVNU currently pays the higher dividend yield.

Is VTI better than RVNU?

VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.