RWK vs VTI

RWK vs VTI
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Quick Verdict

VTI has a lower expense ratio. RWK delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: RWKMore Diversified: VTI

Side-by-Side Comparison

MetricRWKVTIWinner
Expense Ratio0.39%0.03%
AUM$1.4B$666.9B
Dividend Yield0.99%1.07%
Holdings4023,543
YTD Return+16.37%+12.65%
1Y Return+23.81%+21.39%
3Y Return (annualized)+16.66%+21.54%
5Y Return (annualized)+12.05%+12.11%
Volatility (annualized)21.6%15.3%
Max Drawdown-56.9%-56.6%
Fund FamilyInvesco (US)Vanguard (US)
CategoryEquityEquity
InceptionFeb 20, 2008May 24, 2001

RWK vs VTI Performance

Invesco S&P MidCap 400 Revenue ETF (RWK) is a ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RWK returned +23.81% while VTI returned +21.39%. Year to date, RWK is up 16.37% versus a gain of 12.65% for VTI.

Over three years, RWK compounded at +16.66% per year against +21.54% for VTI; over five years the annualized figures are +12.05% and +12.11% respectively. Across the full 19-year window we track, RWK has the edge at +10.52% annualized vs +8.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RWK has been the more volatile fund, with annualized monthly volatility of 21.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.9% for RWK and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

RWK charges 0.39% per year while VTI charges 0.03%. On a $10,000 position that is $39 vs $3 annually, a gap of $36 per year that compounds over a long holding period. On income, RWK currently yields 0.99% against 1.07% for VTI.

Holdings Overlap

2.7%overlap

RWK and VTI share 292 holdings out of 2888 unique holdings combined, representing a 2.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RWKWeight in VTIDifference
AAL3.00%0.02%2.98%
PFGC2.99%0.02%2.97%
ACI2.72%0.00%2.72%
SNXProProPro
USFDProProPro
LADProProPro
ARWProProPro
PBFProProPro
PAGProProPro
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Frequently Asked Questions

Which is cheaper, RWK or VTI?

RWK has an expense ratio of 0.39% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, RWK or VTI?

Over the past year RWK returned +23.81% vs +21.39% for VTI, so RWK leads on 1-year performance. Over the longest common window we track (19 years), RWK annualized +10.52% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, RWK or VTI?

RWK has been the more volatile fund at 21.6% annualized versus 15.3% for VTI. Worst drawdown: RWK -56.9% vs VTI -56.6%.

Should I hold both RWK and VTI?

RWK and VTI have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between RWK and VTI?

RWK and VTI share 292 common holdings with a 2.7% weight overlap. Combined, they hold 2888 unique securities.

Which pays a higher dividend, RWK or VTI?

RWK yields 0.99% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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